SBI Focused Fund vs Edelweiss Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
6.99%
Dekho, aap logon ke paas do aise funds hain jo aapke liye upyogi ho sakte hain. Fund A, SBI Focused Fund, ek multi cap fund hai jo aapke long-term wealth creation ke liye upyogi ho sakta hai. Fund B, Edelweiss Mutual Fund Liquid Fund, ek liquid fund hai jo aapko short-term liquidity ke liye sahi lagta hai. Chaliye, aaj hum dono funds ka comparison karke dekhein.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Edelweiss Mutual Fund |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 432.21 | 3598.40 |
| AUM (₹ Cr) | 4.60 Lac Cr | 4.21 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 13.25 | 0.13 |
| Sharpe Ratio | 0.88 | 3.77 |
| 1 Year Return (%) | 12.11% | 6.24% |
| 3 Year Return (%) | 18.13% | 6.99% |
| 5 Year Return (%) | 15.02% | 6.17% |
| Since Launch (%) | 15.63% | 72.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 27 November 2016 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 45% | 295% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki Fund A, SBI Focused Fund, long-term wealth creation ke liye aapke liye better fund hai. Yeh fund aapko 3 saal ke return me 18.13% ka return deta hai, expense ratio me 1.47% ka hai, aur riskometer me very high hai. Fund B, Edelweiss Mutual Fund Liquid Fund, ek liquid fund hai jo aapko short-term liquidity ke liye upyogi ho sakta hai, lekin yeh fund long-term wealth creation ke liye aapke liye nahi hai. Haan, Fund A better hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Edelweiss Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.99%
- AUM: 4.21 Lac Cr
- Sharpe Ratio: 3.77
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye dono funds ka comparison karne se pata chalta hai ki Fund A, SBI Focused Fund, monthly SIP ke liye aapke liye better fund hai. Yeh fund aapko consistency aur return stability deta hai. Fund B, Edelweiss Mutual Fund Liquid Fund, ek liquid fund hai jo aapko short-term liquidity ke liye upyogi ho sakta hai, lekin yeh fund monthly SIP ke liye aapke liye nahi hai. Haan, Fund A monthly SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer aur expense ratio ke liye dono funds ka comparison karne se pata chalta hai ki Fund A, SBI Focused Fund, aapke liye better fund hai. Yeh fund riskometer me very high hai, lekin expense ratio me 1.47% ka hai. Fund B, Edelweiss Mutual Fund Liquid Fund, ek liquid fund hai jo aapko short-term liquidity ke liye upyogi ho sakta hai, lekin yeh fund riskometer me low hai aur expense ratio me 0.12% ka hai. Haan, Fund A better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye dono funds ka comparison karne se pata chalta hai ki Fund A, SBI Focused Fund, aapke liye better fund hai. Yeh fund aapko equity, forgan equity, aur debenture ke liye allocation deta hai, lekin yeh fund asset allocation me 76.29% equity aur 14.88% forgan equity ka hai. Fund B, Edelweiss Mutual Fund Liquid Fund, ek liquid fund hai jo aapko short-term liquidity ke liye upyogi ho sakta hai, lekin yeh fund asset allocation me 65% T-Bills aur 20% CD ka hai. Haan, Fund A asset allocation me better hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Edelweiss Mutual Fund Liquid Fund
₹869986.27
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A, SBI Focused Fund, long-run me 5 saal ke return me 15.02% ka return deta hai aur 3 saal ke return me 18.13% ka return deta hai. Fund B, Edelweiss Mutual Fund Liquid Fund, ek liquid fund hai jo aapko short-term liquidity ke liye upyogi ho sakta hai, lekin yeh fund long-run me aapke liye nahi hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A, SBI Focused Fund, riskometer me very high hai, lekin yeh fund Sharpe ratio me 0.88 ka hai. Fund B, Edelweiss Mutual Fund Liquid Fund, ek liquid fund hai jo aapko short-term liquidity ke liye upyogi ho sakta hai, lekin yeh fund riskometer me low hai aur Sharpe ratio me 3.77 ka hai. Haan, Fund A better risk-adjusted returns deta hai.
Q3: Which fund is more cost-effective?
Haan, Fund B, Edelweiss Mutual Fund Liquid Fund, expense ratio me 0.12% ka hai, jo Fund A, SBI Focused Fund, expense ratio se kam hai. Fund A, SBI Focused Fund, expense ratio me 1.47% ka hai. Haan, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price