SBI Focused Fund vs DSP Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
14.7%
Today, humein do aise funds ke beech ki tulna karni hai jismein SBI Focused Fund aur DSP Mutual Fund Large Cap Fund shaamil hain. Ye do funds aapke vittiya suraksha ke liye kyon aise vikalp hain iske bare mein aapko jankari dega.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BDSP Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | DSP Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 432.21 | 497.22 |
| AUM (₹ Cr) | 4.60 Lac Cr | 1.82 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 11.97 |
| Sharpe Ratio | 0.88 | 0.69 |
| 1 Year Return (%) | 12.11% | -4.02% |
| 3 Year Return (%) | 18.13% | 14.7% |
| 5 Year Return (%) | 15.02% | 12.03% |
| Since Launch (%) | 15.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Atul Bhole (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 45% | 23% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki SBI Focused Fund ne 3 varsh ki return mein 18.13% ki hai, jo ki DSP Mutual Fund Large Cap Fund ki 14.7% se adhik hai. Iske alawa, SBI Focused Fund ka expense ratio 1.47% hai, jo ki DSP Mutual Fund Large Cap Fund ka 0.52% se adhik hai. Riskometer ke hisaab se bhi SBI Focused Fund zyada risk vahani hai, lekin yeh fund long-term vittiya suraksha ke liye behtar vikalp hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider DSP Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.82 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
Sach ye hai ki SBI Focused Fund ki consistency aur return stability DSP Mutual Fund Large Cap Fund se adhik hai. Isliye, aapko SBI Focused Fund ki sanchayit rashi mein SIP karni chahiye, jo ki aapke 10 varsh ke liye vittiya vikas ke liye behtar vikalp hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisaab se SBI Focused Fund zyada risk vahani hai, lekin yeh fund volatility ke hisaab se bhi kam chalti hai. Sharpe ratio ke hisaab se bhi SBI Focused Fund behtar vikalp hai. Expense ratio ka hisaab karte hue bhi SBI Focused Fund DSP Mutual Fund Large Cap Fund se adhik mahanga hai, lekin yeh fund long-term vittiya suraksha ke liye behtar vikalp hai.
📊 Portfolio Diversification
SBI Focused Fund ka asset allocation 76.29% equity, 14.88% foreign equity, 0.74% debenture aur 0.16% T-Bills ke roop mein hai. Iske alawa, yeh fund ka top 3 holdings alphabet Inc Class A, State Bank of India aur ICICI Bank Ltd. ke roop mein hai. DSP Mutual Fund Large Cap Fund ka asset allocation 96.00% equity aur 4.00% T-Bills ke roop mein hai. Iske alawa, yeh fund ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. ke roop mein hai. SBI Focused Fund ka asset allocation aur top holdings concentration DSP Mutual Fund Large Cap Fund se adhik diversified hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
DSP Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Focused Fund ne 5 varsh ki return mein 15.02% ki hai, jo ki DSP Mutual Fund Large Cap Fund ki 12.03% se adhik hai.
Q2: Is the higher risk fund worth it?
SBI Focused Fund ki volatility 13.25 hai, jo ki DSP Mutual Fund Large Cap Fund ki 11.97 se adhik hai. Lekin yeh fund Sharpe ratio ke hisaab se bhi behtar hai.
Q3: Which fund is more cost-effective?
DSP Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo ki SBI Focused Fund ka 1.47% se kam hai. Isliye, DSP Mutual Fund Large Cap Fund aapke liye adhik cost-effective vikalp hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price