SBI Focused Fund vs Baroda BNP Paribas Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
14.62%
Agar aapko pata hai ki aapko long-term wealth creation ke liye ek achha mutual fund chunna hai, to aapke paas do options hain - SBI Focused Fund aur Baroda BNP Paribas Large Cap Fund. Dono funds high-risk options hain, lekin inmein se ek aapko better returns de sakta hai. Is article mein, hum kisi ek fund ke faayde ki baat karne jaane se pehle, dono funds ke beech ki tareekh, riskometer, aur expense ratio ke beech ki tulna karenge.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BBaroda BNP Paribas Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Baroda BNP Paribas |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 432.21 | 251.36 |
| AUM (₹ Cr) | 4.60 Lac Cr | 2.15 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 13.08 |
| Sharpe Ratio | 0.88 | 0.62 |
| 1 Year Return (%) | 12.11% | -0.15% |
| 3 Year Return (%) | 18.13% | 14.62% |
| 5 Year Return (%) | 15.02% | 11.06% |
| Since Launch (%) | 15.63% | 13.34% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 14 March 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Sanjay Chawla (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 45% | 34% |
🤖 AI Verdict – Which is Better?
Haan, humne tulna ki hai. Fund B, Baroda BNP Paribas Large Cap Fund, 3Y return mein 14.62% ka return deta hai, jabki Fund A, SBI Focused Fund, 3Y return mein 18.13% ka return deta hai. Lekin expense ratio ke hisaab se, Fund B kam expensive hai, 0.52% ke expense ratio se. Lekin Fund A ka 5Y return 15.02% hai, jo Fund B ke 11.06% se bada hai. To, humne Fund A ko better fund ke roop mein chuna hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Baroda BNP Paribas Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.62%
- AUM: 2.15 Lac Cr
- Sharpe Ratio: 0.62
📈 SIP Suitability
Apni monthly SIP ke liye, dono funds ko ek saath compare karne ka samay hai. Fund B ka 3Y return 14.62% hai, jabki Fund A ka 3Y return 18.13% hai. Lekin Fund B ka expense ratio Fund A ke compare mein kam hai. Lekin Fund A ka 5Y return Fund B ke compare mein bada hai. To, Fund A hamesha aapke liye better SIP fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se, dono funds ko compare karein. Fund A ka riskometer Very High hai, jabki Fund B ka bhi Very High hai. Lekin Fund A ka volatility 13.25 hai, jabki Fund B ka 13.08 hai. Sharpe ratio ke hisaab se, Fund A 0.88 ka Sharpe ratio deta hai, jabki Fund B ka 0.62 hai. To, Fund A risk-adjusted returns ke hisaab se bhi better hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisaab se, dono funds ko compare karein. Fund A ka asset allocation mein Equity 76.29% hai, Forgn. Eq 14.88% hai, aur Debenture aur T-Bills mein kam percentage hai. Fund B ka asset allocation mein Equity 96.00% hai, T-Bills mein 4.00% hai. To, Fund A ka asset allocation Fund B ke compare mein better hai, lekin top holdings concentration Fund A mein bhi kam hai. Lekin Fund A ka sector risk Fund B ke compare mein kam hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Baroda BNP Paribas Large Cap Fund
₹1361101.96
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A, SBI Focused Fund, 5Y return mein 15.02% ka return deta hai, jo Fund B, Baroda BNP Paribas Large Cap Fund, ke 11.06% se bada hai. To, Fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka riskometer Very High hai, lekin Sharpe ratio ke hisaab se, 0.88 ka Sharpe ratio deta hai, jo Fund B ke 0.62 se bada hai. To, Fund A ka higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Fund B, Baroda BNP Paribas Large Cap Fund, expense ratio mein 0.52% ka expense ratio deta hai, jo Fund A ke 1.47% se kam hai. To, Fund B cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price