SBI Focused Fund vs Bandhan Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
14.7%
Aaj hum do mutual funds ke beech ka comparison karne ja rhe hain, SBI Focused Fund aur Bandhan Mutual Fund Large Cap Fund. Ye dono funds different categories mein hain, lekin kya fund long-term mein better returns deta hai? Ham aapko iske beech ka comparison karne ke liye kuch gyaan dega.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BBandhan Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Bandhan Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 432.21 | 497.22 |
| AUM (₹ Cr) | 4.60 Lac Cr | 2.04 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 12.11 |
| Sharpe Ratio | 0.88 | 0.68 |
| 1 Year Return (%) | 12.11% | -4.02% |
| 3 Year Return (%) | 18.13% | 14.7% |
| 5 Year Return (%) | 15.02% | 12.03% |
| Since Launch (%) | 15.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Manish Gunwani (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 45% | 24% |
🤖 AI Verdict – Which is Better?
Long-term mein wealth creation ke liye, hum Bandhan Mutual Fund Large Cap Fund ko better fund manaenge. Iska 3Y return 14.7% hai, jiska expense ratio 0.52% hai, aur riskometer bhi Very High hai. SBI Focused Fund ka 3Y return 18.13% hai, lekin expense ratio 1.47% hai, jo kam niyamit hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Bandhan Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.04 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
Monthly SIP ke liye, hum Bandhan Mutual Fund Large Cap Fund ko better fund manaenge. Iska 1Y return -4.02% hai, lekin 3Y return 14.7% hai, jo consistent return deta hai. SBI Focused Fund ka 1Y return 12.11% hai, lekin iska 3Y return 18.13% hai, jisako maintain karna mushkil ho sakta hai.
⚠️ Risk & Cost Analysis
Hum Bandhan Mutual Fund Large Cap Fund ko better risk-adjusted return deta fund manaenge. Iska riskometer Very High hai, lekin volatility 12.11 hai, aur Sharpe ratio 0.68 hai. SBI Focused Fund ka riskometer bhi Very High hai, lekin volatility 13.25 hai, aur Sharpe ratio 0.88 hai. Iska expense ratio 1.47% hai, jo kam niyamit hai.
📊 Portfolio Diversification
Hum Bandhan Mutual Fund Large Cap Fund ko better diversified fund manaenge. Iska asset allocation Equity mein 96.00% hai, aur T-Bills mein 4.00% hai. SBI Focused Fund ka asset allocation Equity mein 76.29% hai, aur Forgn. Eq mein 14.88% hai. Iska top 3 holdings concentration bhi kam hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Bandhan Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Bandhan Mutual Fund Large Cap Fund, iska 5Y return 12.03% hai, aur 3Y return 14.7% hai.
Q2: Is the higher risk fund worth it?
Nahin, SBI Focused Fund ka volatility 13.25 hai, aur Sharpe ratio 0.88 hai, jo Bandhan Mutual Fund Large Cap Fund se kam hai.
Q3: Which fund is more cost-effective?
Bandhan Mutual Fund Large Cap Fund, iska expense ratio 0.52% hai, jo SBI Focused Fund ke expense ratio 1.47% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price