SBI Focused Fund vs Axis Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
17.52%
Dekho, aap dono funds me ek jyada aisa hai jo ek-doosre se alag category mein aata hai. Fund A ek Multi Cap fund hai, jabki Fund B Small Cap fund hai. Iss article mein hum aapko bataayenge ki kis fund ki long-term wealth creation se better ho sakta hai.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BAxis Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Axis Mutual Fund |
| Category | Multi Cap | Small Cap |
| NAV (₹) | 432.21 | 124.14 |
| AUM (₹ Cr) | 4.60 Lac Cr | 2.74 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.92% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 17.03 |
| Sharpe Ratio | 0.88 | 0.65 |
| 1 Year Return (%) | 12.11% | 4.52% |
| 3 Year Return (%) | 18.13% | 17.52% |
| 5 Year Return (%) | 15.02% | 18.04% |
| Since Launch (%) | 15.63% | 22.39% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 5 December 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Krishnaa Narayan; Mayank Hyanki; Tejas Sheth (2.8 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Smallcap 250 TRI |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | CCL Products (India) Ltd. (2.79%), Krishna Institute of Medical Sciences Ltd (2.47%), JB Chemicals & Pharmaceuticals Ltd. (2.23%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 88.35% | ID: 1.76% | T-Bills: 0.55% |
| Portfolio Turnover | 45% | 12% |
🤖 AI Verdict – Which is Better?
Haan, Fund A aur Fund B dono hi Very High riskometer wale hain, lekin 3Y return ka hisab karte hue Fund A 18.13% ka return deta hai, jabki Fund B 17.52% ka deta hai. Expense ratio ke hisab se bhi Fund A 1.47% ka expense ratio deta hai, jabki Fund B 0.92% ka deta hai. To, Fund A long-term wealth creation ke liye better fund hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Axis Small Cap Fund?
- Expense ratio: 0.92%
- 3Y return: 17.52%
- AUM: 2.74 Lac Cr
- Sharpe Ratio: 0.65
📈 SIP Suitability
Ek monthly SIP ke liye dono funds me ek jyada aisa hai jo aapke liye suitable hai. Fund A ki consistency aur return stability Fund B se zyada acchi hai, lekin Fund B ki small cap category ek jyada risk wali hai. To, Fund A ek monthly SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Dono funds me ek jyada aisa hai jo Very High riskometer wale hain, lekin volatility ke hisab se Fund B 17.03% ka volatility deta hai, jabki Fund A 13.25% ka deta hai. Sharpe ratio ke hisab se bhi Fund A 0.88 ka sharpe ratio deta hai, jabki Fund B 0.65 ka deta hai. Isse clear hai ki Fund A better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Asset allocation ke hisab se Fund A ki portfolio Fund B se zyada diversified hai. Fund A mein equity 76.29%, foreign equity 14.88%, debenture 0.74% aur T-Bills 0.16% hai, jabki Fund B mein equity 88.35%, ID 1.76% aur T-Bills 0.55% hai. Isse clear hai ki Fund A ki portfolio zyada diversified hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Axis Small Cap Fund
₹1630847.06
@17.5% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ki 5Y return 15.02% hai, jabki Fund B ki 5Y return 18.04% hai. To, Fund B ki long run me better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ki volatility 17.03% hai, jabki Fund A ki volatility 13.25% hai. To, Fund B ki risk Fund A se zyada hai. Iske alawa, Fund B ki Sharpe ratio 0.65 hai, jabki Fund A ki Sharpe ratio 0.88 hai. To, Fund A ki risk-adjusted returns zyada acchi hai.
Q3: Which fund is more cost-effective?
Fund A ki expense ratio 1.47% hai, jabki Fund B ki expense ratio 0.92% hai. To, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price