SBI Focused Fund vs Axis Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
19.19%
Dekho, aaj hum do mutual funds ke beech ka comparison karne ja rhe hain. Fund A ka naam hai SBI Focused Fund aur Fund B ka naam hai Axis Midcap Fund. Ye dono funds bade riskometer ke saath aaye hain, lekin inme se ek kaafi achha investment vikalp ho sakta hai. Chaliye, hum is article mein in dono funds ke beech ka comparison karte hain.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BAxis Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Axis Mutual Fund |
| Category | Multi Cap | Mid Cap |
| NAV (₹) | 432.21 | 136.27 |
| AUM (₹ Cr) | 4.60 Lac Cr | 3.23 Lac Cr |
| Expense Ratio (%) | 1.47% | 1.58% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 14.48 |
| Sharpe Ratio | 0.88 | 0.88 |
| 1 Year Return (%) | 12.11% | 7.41% |
| 3 Year Return (%) | 18.13% | 19.19% |
| 5 Year Return (%) | 15.02% | 16.41% |
| Since Launch (%) | 15.63% | 18.68% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Krishnaa Narayan; Nitin Arora; Shreyash Devalkar (9.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Midcap 150 TRI |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | The Federal Bank Ltd. (3.87%), Fortis Healthcare Ltd. (3.56%), Multi Commodity Exchange Of India Ltd. (3.43%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 89.53% | Mutual Fund: 0.94% | Futures: 0.21% |
| Portfolio Turnover | 45% | 12% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ki 3Y ki return 18.13% hai, jo ki Fund B ki 19.19% se kam hai. Lekin expense ratio ke hisaab se Fund A kam mahanga hai. Riskometer bhi dono funds ka bhai-bhatija hai, lekin humein isme se ek fund ka chunna hoga. Humara verdict hai, Fund B bhiye ki long-term wealth creation ke liye achha fund hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Axis Midcap Fund?
- Expense ratio: 1.58%
- 3Y return: 19.19%
- AUM: 3.23 Lac Cr
- Sharpe Ratio: 0.88
📈 SIP Suitability
SIP ke case mein, Fund B ka 3Y ki return aur expense ratio dono kaam hain. Fund A ka 1Y ki return Fund B se kam hai, lekin Fund A ka expense ratio Fund B se kam hai. Lekin SIP ke liye stability aur return consistency kaafi mahatvapurn hai. Isliye, Fund B SIP ke liye achha fund hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisaab se Fund B thoda bada risk hai, lekin Sharpe ratio ke hisaab se Fund A kam risk hai. Expense ratio ke hisaab se Fund A kam mahanga hai. Lekin Fund B ka 3Y ki return Fund A se zyada hai, isliye humein isme se ek fund ka chunna hoga. Fund B better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se Fund A ka asset allocation Fund B se thoda kam hai. Fund A ka asset allocation Equity 76.29% hai, Debenture 0.74% hai, aur T-Bills 0.16% hai. Fund B ka asset allocation Equity 89.53% hai, Mutual Fund 0.94% hai, aur Futures 0.21% hai. Top holdings concentration ke hisaab se Fund A ka top 3 holdings Alphabet Inc Class A 11.14%, State Bank of India 6.96%, aur ICICI Bank Ltd. 6.59% hai. Fund B ka top 3 holdings The Federal Bank Ltd. 3.87%, Fortis Healthcare Ltd. 3.56%, aur Multi Commodity Exchange Of India Ltd. 3.43% hai. Fund A ka portfolio thoda kam diversified hai, lekin Fund B ka portfolio thoda bada diversified hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Axis Midcap Fund
₹1814321.04
@19.2% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5Y ki return 16.41% hai, jo ki Fund A ki 15.02% se zyada hai. Isliye, Fund B long-run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Fund B ka Sharpe ratio 0.88 hai, jo ki Fund A ki 0.88 se bada hai. Lekin Fund B ka riskometer bhi dono funds ka bhai-bhatija hai. Isliye, Fund B ka higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 1.47% hai, jo ki Fund B ki 1.58% se kam hai. Isliye, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price