SBI Focused Fund vs Axis ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
11.66%
Mainly hai toh hum do investment funds ki comparison karne wale hain - SBI Focused Fund aur Axis ELSS Tax Saver Fund. Ye dono funds very high risk ke liye classified hain. Is article mein, hum aapko fund A aur fund B ke beech ki comparison karenge aur aapko pata lagayenge ki kis fund se aapke paise zyada benefit honge.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BAxis ELSS Tax Saver Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Axis Mutual Fund |
| Category | Multi Cap | ELSS |
| NAV (₹) | 432.21 | 104.77 |
| AUM (₹ Cr) | 4.60 Lac Cr | 3.16 Lac Cr |
| Expense Ratio (%) | 1.47% | 1.66% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 13.4 |
| Sharpe Ratio | 0.88 | 0.39 |
| 1 Year Return (%) | 12.11% | -2.52% |
| 3 Year Return (%) | 18.13% | 11.66% |
| 5 Year Return (%) | 15.02% | 8.43% |
| Since Launch (%) | 15.63% | 15.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Ashish Naik; Shreyash Devalkar (2.8 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 TRI |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | ICICI Bank Ltd. (7.04%), HDFC Bank Ltd. (5.64%), Bharti Airtel Ltd. (4.32%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 97.56% |
| Portfolio Turnover | 45% | 14% |
🤖 AI Verdict – Which is Better?
Haan, our verdict hai ki Fund A, SBI Focused Fund, zyada better hai long-term wealth creation ke liye. Isme 3Y return 18.13% hai, jo ki fund B ki 11.66% se zyada hai. Sath hi, fund A ka expense ratio 1.47% hai, jo ki fund B ka 1.66% se kam hai. Isliye, Fund A zyada suitable hai long-term investment ke liye.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Axis ELSS Tax Saver Fund?
- Expense ratio: 1.66%
- 3Y return: 11.66%
- AUM: 3.16 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Aapka SIP kitna hai? N/A. Lekin hum assume karenge ki aapka SIP 10+ years ke liye hai. Toh, Fund A zyada consistent return stability dikhata hai. Fund A ka 3Y return 18.13% hai, jo ki fund B ki 11.66% se zyada hai. Isliye, Fund A SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility se dekha jayega toh dono funds very high risk ke liye classified hain. Lekin, Sharpe ratio se dekha jayega toh Fund A ka Sharpe ratio 0.88 hai, jo ki fund B ka 0.39 se zyada hai. Isliye, Fund A better risk-adjusted returns dikhata hai. Sath hi, expense ratio se dekha jayega toh Fund A ka expense ratio 1.47% hai, jo ki fund B ka 1.66% se kam hai.
📊 Portfolio Diversification
Asset allocation se dekha jayega toh Fund A ka asset allocation 76.29% equity, 14.88% forgn. eq, 0.74% debenture aur 0.16% T-Bills hai. Fund B ka asset allocation 97.56% equity hai. Isliye, Fund A zyada diversified hai. Sath hi, top holdings concentration se dekha jayega toh Fund A ka top 3 holdings Alphabet Inc Class A, State Bank of India aur ICICI Bank Ltd. hai, jo ki fund B ka top 3 holdings ICICI Bank Ltd., HDFC Bank Ltd. aur Bharti Airtel Ltd. se zyada diversified hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Axis ELSS Tax Saver Fund
₹1138461.04
@11.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ka 5Y return 15.02% hai, jo ki fund B ki 8.43% se zyada hai. Isliye, Fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka volatility 13.25 hai, jo ki fund B ka 13.4 se kam hai. Sath hi, Fund A ka Sharpe ratio 0.88 hai, jo ki fund B ka 0.39 se zyada hai. Isliye, Fund A higher risk ke liye worth hai.
Q3: Which fund is more cost-effective?
Chaliye expense ratio se dekha jayega. Fund A ka expense ratio 1.47% hai, jo ki fund B ka 1.66% se kam hai. Isliye, Fund A more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price