SBI Focused Fund vs Axis Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
21.36%
Dekho, aapke paas do aamchun Fund A aur Fund B ke beech ki tulna karni hai. Ye donoh fund ek-doosre se alag category mein hai. Fund A Multi Cap category ka hai, jabki Fund B Large Cap category ka hai. Is article mein, hum aapko Fund A aur Fund B ke beech ki tulna karein aur aapko pata chalega ki kis fund mein aapka paisa acha lagta hai.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BAxis Bluechip Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Axis Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 432.21 | 20.09 |
| AUM (₹ Cr) | 4.60 Lac Cr | 3.45 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 11.32 |
| Sharpe Ratio | 0.88 | 1.31 |
| 1 Year Return (%) | 12.11% | 5.85% |
| 3 Year Return (%) | 18.13% | 21.36% |
| 5 Year Return (%) | 15.02% | 5.92% |
| Since Launch (%) | 15.63% | 16.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 28 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Ashish Naik; Shreyash Devalkar (7.8 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 45% | 16% |
🤖 AI Verdict – Which is Better?
Haan, humein lagta hai ki Fund A aage ki duniya mein acha lagta hai. Iska 3Y return 18.13% hai, jo Fund B ka 3Y return 21.36% se zyada hai. Lekin, humein samajh aaya hai ki Fund A ka expense ratio 1.47% hai, jo Fund B ka expense ratio 0.52% se zyada hai. Isliye, hum Fund A ko aage ki duniya mein acha fund manaenge.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Axis Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 21.36%
- AUM: 3.45 Lac Cr
- Sharpe Ratio: 1.31
📈 SIP Suitability
Chaliye, hum Fund A aur Fund B ke SIP suitabiilty ke baare mein baat karein. Fund A ka 1Y return 12.11% hai, jo Fund B ka 1Y return 5.85% se zyada hai. Lekin, humein samajh aaya hai ki Fund B ka return stability thoda zyada hai. Isliye, hum Fund B ko SIP ke liye acha fund manaenge.
⚠️ Risk & Cost Analysis
Sach ye hai, Fund A aur Fund B ke riskometer both very high hai. Lekin, humein samajh aaya hai ki Fund B ka volatility 11.32 hai, jo Fund A ka volatility 13.25 se kam hai. Sharpe ratio ke hisab se bhi Fund B zyada accha hai, isliye hum Fund B ko aage ki duniya mein acha fund manaenge.
📊 Portfolio Diversification
dekho, Fund A aur Fund B ka asset allocation alag-alag hai. Fund A ka asset allocation equity 76.29%, foreign equity 14.88%, debenture 0.74%, aur T-bills 0.16% hai. Fund B ka asset allocation equity 96.00% aur T-bills 4.00% hai. Isse humein samajh aaya hai ki Fund B ka asset allocation Fund A ke mukabla zyada concentrated hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Axis Bluechip Fund
₹2089333.11
@21.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Hum Fund A ko aage ki duniya mein acha fund manaenge, kyunki uska 5Y return 15.02% hai, jo Fund B ka 5Y return 5.92% se zyada hai.
Q2: Is the higher risk fund worth it?
Na, Fund B ka volatility 11.32 hai, jo Fund A ka volatility 13.25 se kam hai. Lekin, Fund B ka Sharpe ratio 1.31 hai, jo Fund A ka Sharpe ratio 0.88 se zyada hai.
Q3: Which fund is more cost‑effective?
Hum Fund B ko aage ki duniya mein acha fund manaenge, kyunki uska expense ratio 0.52% hai, jo Fund A ka expense ratio 1.47% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price