SBI Focused Fund vs Angel One Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
14.7%
Ab aapke paas do fund hain, jo aapko long-term investment ke liye suggest kiye gaye hain. Fund A, SBI Focused Fund Direct Plan Growth, ek Multi Cap fund hai, jabki Fund B, Angel One Mutual Fund Large Cap Fund Direct Plan Growth, ek Large Cap fund hai. Iss article mein hum aapko batayenge ki dono fundon mein kya difference hai aur kis fund ki recommendation hain.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BAngel One Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Angel One Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 432.21 | 497.22 |
| AUM (₹ Cr) | 4.60 Lac Cr | 2.58 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 11.57 |
| Sharpe Ratio | 0.88 | 0.71 |
| 1 Year Return (%) | 12.11% | -4.02% |
| 3 Year Return (%) | 18.13% | 14.7% |
| 5 Year Return (%) | 15.02% | 12.03% |
| Since Launch (%) | 15.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 45% | 19% |
🤖 AI Verdict – Which is Better?
Chahein aap long-term wealth creation ke liye invest karte hain, toh Fund A better option hai. Iska 3Y return 18.13% hai, jo ki Fund B ke 14.7% se zyada hai. Iske alawa, Fund A ki expense ratio 1.47% hai, jo ki Fund B ke 0.52% se zyada hai. Riskometer ke hisab se bhi, dono fund very high risk hai, lekin Fund A ki volatility 13.25 hai, jo ki Fund B ke 11.57 se zyada hai. Toh, Fund A better option hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Angel One Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.58 Lac Cr
- Sharpe Ratio: 0.71
📈 SIP Suitability
Ek monthly SIP ke liye, Fund A better hai. Iska 3Y return stability hai, aur volatility 13.25 hai, jo ki Fund B ke 11.57 se zyada hai. Fund A ki asset allocation bhi acchi hai, jisme equity 76.29% hai, forgn. eq 14.88% hai, debenture 0.74% hai, aur T-Bills 0.16% hai.
⚠️ Risk & Cost Analysis
Chahein aap riskometer, volatility, Sharpe ratio, ya expense ratio ke hisab se fund compare karte hain, toh Fund A better hai. Iska riskometer very high hai, lekin volatility 13.25 hai, jo ki Fund B ke 11.57 se zyada hai. Sharpe ratio 0.88 hai, jo ki Fund B ke 0.71 se zyada hai. Expense ratio 1.47% hai, jo ki Fund B ke 0.52% se zyada hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisab se, Fund A better hai. Iska asset allocation mein equity 76.29% hai, forgn. eq 14.88% hai, debenture 0.74% hai, aur T-Bills 0.16% hai. Top holdings mein Alphabet Inc Class A 11.14% hai, State Bank of India 6.96% hai, aur ICICI Bank Ltd. 6.59% hai. Fund B ka asset allocation mein equity 96.00% hai, aur T-Bills 4.00% hai. Top holdings mein HDFC Bank Ltd. 8.5% hai, ICICI Bank Ltd. 7.8% hai, aur Reliance Industries Ltd. 6.9% hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Angel One Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 15.02% hai, jo ki Fund B ke 12.03% se zyada hai. Isliye, Fund A better hai.
Q2: Is the higher risk fund worth it?
Fund A ki volatility 13.25 hai, jo ki Fund B ke 11.57 se zyada hai. Sharpe ratio bhi 0.88 hai, jo ki Fund B ke 0.71 se zyada hai. Isliye, Fund A ki higher risk worth hai.
Q3: Which fund is more cost-effective?
Fund B ka expense ratio 0.52% hai, jo ki Fund A ke 1.47% se kam hai. Isliye, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price