SBI Focused Fund vs Angel One Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
12.3%
Yeh article mein hum aapko SBI Focused Fund aur Angel One Mutual Fund Balanced Advantage Fund ke beech mein comparison karne ja rahe hain. Ye dono fund India mein invest karma ke liye aapke liye upyukt hain ya nahin, iske bare mein aapko kuch aisi jankari mil sakti hai. Chaliye, aap sabse pehle iska verdict nikaalte hain.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BAngel One Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Angel One Mutual Fund |
| Category | Multi Cap | Balanced Hybrid |
| NAV (₹) | 432.21 | 16.39 |
| AUM (₹ Cr) | 4.60 Lac Cr | 1.56 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.78% |
| Riskometer | Very High | Moderately High |
| Volatility | 13.25 | 8.79 |
| Sharpe Ratio | 0.88 | 0.66 |
| 1 Year Return (%) | 12.11% | 3.08% |
| 3 Year Return (%) | 18.13% | 12.3% |
| 5 Year Return (%) | 15.02% | 7.51% |
| Since Launch (%) | 15.63% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 45% | 127% |
🤖 AI Verdict – Which is Better?
Yeh dono fund alag-alag category mein aate hain. Lekin humein 3 saal ki return, expense ratio aur risk ke hisaab se fund ka verdict nikaana hoga. Dekho, SBI Focused Fund ka 3 saal ka return 18.13% hai, jabki Angel One Mutual Fund ka 3 saal ka return 12.3% hai. Haan, SBI Focused Fund ka expense ratio 1.47% hai, jabki Angel One Mutual Fund ka expense ratio 0.78% hai. Lekin SBI Focused Fund ka riskometer Very High hai, jabki Angel One Mutual Fund ka riskometer Moderately High hai. Sach ye hai, ye dono fund alag-alag tarah ke investors ke liye upyukt hain. Lekin agar aap long-term wealth creation ke liye invest karna chahte hain, to SBI Focused Fund aapke liye better fund hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Angel One Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.56 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
SIP Suitability ke hisaab se, SBI Focused Fund better fund hai. Ye fund apne 3 saal ki return mein bahut achha hai aur expense ratio bhi kam hai. Lekin Angel One Mutual Fund ka asset allocation bhi upyukt hai aur expense ratio kam hai. Haan, yeh fund apni consistency aur return stability ke hisaab se SBI Focused Fund se thoda alag hai. Lekin agar aap 10+ saal ke liye SIP invest karna chahte hain, to SBI Focused Fund aapke liye better fund hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisaab se, SBI Focused Fund ka riskometer Very High hai, jabki Angel One Mutual Fund ka riskometer Moderately High hai. Volatility ke hisaab se, SBI Focused Fund ka volatility 13.25 hai, jabki Angel One Mutual Fund ka volatility 8.79 hai. Sharpe ratio ke hisaab se, SBI Focused Fund ka Sharpe ratio 0.88 hai, jabki Angel One Mutual Fund ka Sharpe ratio 0.66 hai. Expense ratio ke hisaab se, SBI Focused Fund ka expense ratio 1.47% hai, jabki Angel One Mutual Fund ka expense ratio 0.78% hai. Sach ye hai, SBI Focused Fund riskometer aur volatility ke hisaab se Angel One Mutual Fund se bada risk hai lekin Sharpe ratio aur expense ratio ke hisaab se yeh fund aapke liye better fund hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se, SBI Focused Fund ka asset allocation Equity: 76.29%, Forgn. Eq: 14.88%, Debenture: 0.74%, T-Bills: 0.16% hai, jabki Angel One Mutual Fund ka asset allocation Equity: 65.00%, Debt: 30.00%, T-Bills: 5.00% hai. Top holdings concentration ke hisaab se, SBI Focused Fund ka top 3 holdings Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) hai, jabki Angel One Mutual Fund ka top 3 holdings HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) hai. Sach ye hai, SBI Focused Fund ka asset allocation aur top holdings concentration Angel One Mutual Fund se bada diversified hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Angel One Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, SBI Focused Fund ka 5 saal ka return 15.02% hai, jabki Angel One Mutual Fund ka 5 saal ka return 7.51% hai. Lekin long run mein SBI Focused Fund ka return Angel One Mutual Fund se bada hai.
Q2: Is the higher risk fund worth it?
Sach ye hai, SBI Focused Fund ka riskometer Very High hai, jabki Angel One Mutual Fund ka riskometer Moderately High hai. Lekin SBI Focused Fund ka Sharpe ratio 0.88 hai, jabki Angel One Mutual Fund ka Sharpe ratio 0.66 hai. Haan, yeh fund aapke liye better fund hai, lekin aapko apne risk appetite ke hisaab se invest karna hoga.
Q3: Which fund is more cost‑effective?
Sach ye hai, Angel One Mutual Fund ka expense ratio 0.78% hai, jabki SBI Focused Fund ka expense ratio 1.47% hai. Haan, yeh fund aapke liye better fund hai, lekin aapko apne investment ke hisaab se invest karna hoga.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price