SBI Focused Fund vs Aditya Birla Sun Life Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
14.14%
Chaliye dekho, humein do funds ke beech meh comparison karna hai - SBI Focused Fund aur Aditya Birla Sun Life Large Cap Fund. Ye dono funds high-risk category mein aate hain, lekin Fund A Multi Cap category ka hai, jabki Fund B Large Cap category ka hai. Aaj humein iske beech meh aapke long-term wealth creation ke liye kya fund aapke liye bhaari hai, ye jaana hai.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BAditya Birla Sun Life Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Aditya Birla Sun Life |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 432.21 | 1009.42 |
| AUM (₹ Cr) | 4.60 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 12.61 |
| Sharpe Ratio | 0.88 | 0.61 |
| 1 Year Return (%) | 12.11% | 2.72% |
| 3 Year Return (%) | 18.13% | 14.14% |
| 5 Year Return (%) | 15.02% | 10.5% |
| Since Launch (%) | 15.63% | 14.49% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Mahesh Patil (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 45% | 29% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ka 3Y return 18.13% hai, jabki Fund B ka 14.14% hai. Iske alawa, expense ratio ke hisab se bhi Fund A aapke liye better hai, kyunki uska expense ratio 1.47% hai, jabki Fund B ka expense ratio 0.52% hai. Haan, Fund A ka riskometer bhi 'Very High' hai, lekin isse aapko pata chal jayega ki aapko kya karna hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Aditya Birla Sun Life Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.14%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
Ab humein yeh sunishchit karna hai ki SIP ke liye kis fund aapke liye better hai. Fund A ka 1Y return 12.11% hai, jabki Fund B ka 2.72% hai. Isse aapka sapna hai ki Fund A ka consistency aur return stability aapke liye better hai.
⚠️ Risk & Cost Analysis
Ab humein Fund A aur Fund B ke riskometer, volatility, Sharpe ratio, aur expense ratio ke beech meh comparison karna hai. Fund A ka riskometer 'Very High' hai, jabki Fund B ka bhi 'Very High' hai. Lekin Fund A ka volatility 13.25 hai, jabki Fund B ka 12.61 hai. Iske alawa, Fund A ka Sharpe ratio 0.88 hai, jabki Fund B ka 0.61 hai. Isse aapko pata chal jayega ki Fund A aapke liye better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Ab humein Fund A aur Fund B ke asset allocation aur top holdings concentration ke beech meh comparison karna hai. Fund A ka asset allocation Equity 76.29%, Foreign Eq 14.88%, Debenture 0.74%, aur T-Bills 0.16% hai. Iske alawa, Fund A ka top holdings concentration Alphabet Inc Class A 11.14%, State Bank of India 6.96%, ICICI Bank Ltd. 6.59% hai. Haan, Fund B ka asset allocation Equity 96.00%, aur T-Bills 4.00% hai. Isse aapka sapna hai ki Fund A aapke liye better diversified hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Aditya Birla Sun Life Large Cap Fund
₹1321695.07
@14.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 15.02% hai, jabki Fund B ka 10.5% hai. Isse aapko pata chal jayega ki Fund A aapke liye better returns offer karta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka riskometer 'Very High' hai, lekin uska Sharpe ratio 0.88 hai, jabki Fund B ka Sharpe ratio 0.61 hai. Isse aapko pata chal jayega ki Fund A aapke liye better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.52% hai, jabki Fund A ka expense ratio 1.47% hai. Isse aapko pata chal jayega ki Fund B aapke liye better cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price