SBI Debt Fund vs Quantum Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.51%
3Y Return
14.7%
Dekho, aaj hum do mutual funds ke beech ki comparison karne ja rahe hain - SBI Debt Fund aur Quantum Mutual Fund Large Cap Fund. Ye dono funds alag-alag categories mein aate hain. SBI Debt Fund ek debt fund hai, jabki Quantum Mutual Fund Large Cap Fund ek large cap fund hai. Aaj hum aapko batayenge ki kya aapko yeh dono funds invest karne chahiye. Chaliye, dekhiye kya fund aapke liye better hai.
| Parameter | ASBI Debt Fund - Direct Plan - Growth | BQuantum Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Quantum Mutual Fund |
| Category | Debt | Large Cap |
| NAV (₹) | 13.73 | 497.22 |
| AUM (₹ Cr) | 8.34 Lac Cr | 2.40 Lac Cr |
| Expense Ratio (%) | 0.71% | 0.52% |
| Riskometer | Moderate | Very High |
| Volatility | 3 | 11.75 |
| Sharpe Ratio | 2.67 | 0.7 |
| 1 Year Return (%) | 4.95% | -4.02% |
| 3 Year Return (%) | 14.51% | 14.7% |
| 5 Year Return (%) | 12.09% | 12.03% |
| Since Launch (%) | N/A | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 9 April 2018 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Ardhendu Bhattacharya; Ruchit Mehta (4.1 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | CRISIL Composite Bond Fund Index | Nifty 50 |
| Top 3 Holdings | National Bank For Agriculture And Rural Development (5.8%), Power Finance Corporation Ltd. (5.2%), Rural Electrification Corporation Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Debenture: 40.00% | SDL: 30.00% | T-Bills: 20.00% | GOI Sec: 10.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 150% | 21% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation k liye, 3Y return, expense ratio, aur risk kaam karte hain. Fund B, Quantum Mutual Fund Large Cap Fund, 3Y return mein 14.7% kiya hai, jabki Fund A, SBI Debt Fund, 14.51% kiya hai. Lekin expense ratio ke liye, Fund A kam hai, 0.71% ka, jabki Fund B 0.52% ka hai. Riskometer bhi Fund A kam hai, Moderate hai, jabki Fund B Very High hai. Haan, yeh dono factors aapko fund chunne mein madad karenge.
Why consider SBI Debt Fund?
- Expense ratio: 0.71%
- 3Y return: 14.51%
- AUM: 8.34 Lac Cr
- Sharpe Ratio: 2.67
Why consider Quantum Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.40 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
SIP (Systematic Investment Plan) k liye, consistency aur return stability kaam karte hain. Fund A, SBI Debt Fund, 5Y return mein stable hua hai, jabki Fund B, Quantum Mutual Fund Large Cap Fund, 5Y return mein stable nahi hua hai. Isliye, SIP ke liye, Fund A aapke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke liye humne dekha hai. Fund A, SBI Debt Fund, riskometer mein Moderate hai, jabki Fund B, Quantum Mutual Fund Large Cap Fund, Very High hai. Volatility bhi Fund B kam hai, 11.75, jabki Fund A 3 hai. Sharpe ratio bhi Fund A kam hai, 2.67, jabki Fund B 0.7 hai. Isliye, Fund A aapko better risk-adjusted returns offer karenge.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye humne dekha hai. Fund A, SBI Debt Fund, asset allocation mein Debenture 40.00%, SDL 30.00%, T-Bills 20.00%, aur GOI Sec 10.00% hai. Fund B, Quantum Mutual Fund Large Cap Fund, asset allocation mein Equity 96.00% aur T-Bills 4.00% hai. Isliye, Fund A aapko better portfolio diversification offer karenge.
SIP Calculator – Compare Growth Potential
SBI Debt Fund
₹1351949.82
@14.5% annual return (3Y)
Quantum Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A, SBI Debt Fund, 5Y return mein 12.09% kiya hai, jabki Fund B, Quantum Mutual Fund Large Cap Fund, 12.03% kiya hai. Isliye, Fund A aapke liye better hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B, Quantum Mutual Fund Large Cap Fund, riskometer mein Very High hai, lekin volatility aur Sharpe ratio ke liye, Fund A kam hai. Isliye, Fund A aapke liye better hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A, SBI Debt Fund, expense ratio mein kam hai, 0.71% ka, jabki Fund B 0.52% ka hai. Isliye, Fund A aapke liye better hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price