SBI Debt Fund vs Old Bridge Mutual Fund Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.51%
3Y Return
1.9%
yeh article mein hum aapko do mutual funds ke beech mein compare karne wale hain - SBI Debt Fund aur Old Bridge Mutual Fund Mid Cap Fund. yeh sab aapko pta chalega ki aapki aapki investment ke liye kaun sa fund achha hai. yeh article aapko fund category, returns, expense ratio, aur asset allocation ke baare mein jaankari dega.
| Parameter | ASBI Debt Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Old Bridge Mutual Fund |
| Category | Debt | Mid Cap |
| NAV (₹) | 13.73 | 10.59 |
| AUM (₹ Cr) | 8.34 Lac Cr | 1.57 Lac Cr |
| Expense Ratio (%) | 0.71% | 1.75% |
| Riskometer | Moderate | Very High |
| Volatility | 3 | 15.35 |
| Sharpe Ratio | 2.67 | 1.82 |
| 1 Year Return (%) | 4.95% | 5.79% |
| 3 Year Return (%) | 14.51% | 1.9% |
| 5 Year Return (%) | 12.09% | 1.13% |
| Since Launch (%) | N/A | N/A |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 9 April 2018 | 4 March 2026 |
| Exit Load | Nil | Nil |
| Fund Manager | Ardhendu Bhattacharya; Ruchit Mehta (4.1 years yrs) | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) |
| Benchmark | CRISIL Composite Bond Fund Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | National Bank For Agriculture And Rural Development (5.8%), Power Finance Corporation Ltd. (5.2%), Rural Electrification Corporation Ltd. (4.9%) | Voltas Ltd. (3.8%), Mphasis Ltd. (3.5%), Coforge Ltd. (3.2%) |
| Asset Allocation | Debenture: 40.00% | SDL: 30.00% | T-Bills: 20.00% | GOI Sec: 10.00% | Equity: 94.00% | T-Bills: 6.00% |
| Portfolio Turnover | 150% | 31% |
🤖 AI Verdict – Which is Better?
haan, yeh fund donon hi alag-alag category mein hain. lekin agar aap long-term wealth creation ke liye invest karna chahte hain, to SBI Debt Fund aapke liye behtar fund hai. yeh fund 3Y return mein 14.51% ki return deta hai, expense ratio 0.71% hai, aur riskometer moderate hai. yeh fund aapko better risk-adjusted returns ka vishwas deta hai, lekin yeh fund mid-cap fund ki comparison mein aapko bahut high risk deta hai.
Why consider SBI Debt Fund?
- Expense ratio: 0.71%
- 3Y return: 14.51%
- AUM: 8.34 Lac Cr
- Sharpe Ratio: 2.67
Why consider Old Bridge Mutual Fund Mid Cap Fund?
- Expense ratio: 1.75%
- 3Y return: 1.9%
- AUM: 1.57 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
dekho, yeh fund donon hi SIP ke liye thode alag-alag hain. SBI Debt Fund ek moderate risk ka fund hai, jiska 3Y return 14.51% hai. Old Bridge Mutual Fund Mid Cap Fund ek very high risk ka fund hai, jiska 3Y return 1.9% hai. agar aap 10+ years ke liye monthly SIP karna chahte hain, to SBI Debt Fund aapke liye behtar fund hai. yeh fund aapko consistent returns aur stability ka vishwas deta hai.
⚠️ Risk & Cost Analysis
sach ye hai, riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karein. SBI Debt Fund ek moderate risk ka fund hai, jiska riskometer 3 hai, aur expense ratio 0.71% hai. Old Bridge Mutual Fund Mid Cap Fund ek very high risk ka fund hai, jiska riskometer 15.35 hai, aur expense ratio 1.75% hai. yeh fund donon hi aapko risk-adjusted returns ka vishwas deta hai, lekin SBI Debt Fund aapke liye behtar fund hai kyonki yeh fund aapko better risk-adjusted returns ka vishwas deta hai.
📊 Portfolio Diversification
asset allocation aur top holdings concentration ka compare karein. SBI Debt Fund ek debt fund hai, jiska 40% debentures mein aur 30% SDL mein investment hai. Old Bridge Mutual Fund Mid Cap Fund ek mid-cap fund hai, jiska 94% equity mein investment hai. yeh fund donon hi aapko diversification ka vishwas deta hai, lekin SBI Debt Fund aapke liye behtar fund hai kyonki yeh fund aapko sector risk se bachaata hai.
SIP Calculator – Compare Growth Potential
SBI Debt Fund
₹1351949.82
@14.5% annual return (3Y)
Old Bridge Mutual Fund Mid Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Debt Fund 5Y return mein 12.09% aur 3Y return mein 14.51% ki return deta hai. yeh fund aapke liye long-term wealth creation ke liye behtar fund hai.
Q2: Is the higher risk fund worth it?
Old Bridge Mutual Fund Mid Cap Fund ek very high risk ka fund hai, jiska riskometer 15.35 hai. lekin is fund ka Sharpe ratio 1.82 hai, jiska matlab hai ki yeh fund aapko risk-adjusted returns ka vishwas deta hai. lekin yeh fund aapke liye behtar fund nahin hai kyonki yeh fund aapko sector risk se bachaata hai.
Q3: Which fund is more cost-effective?
SBI Debt Fund ka expense ratio 0.71% hai, jiska matlab hai ki yeh fund aapke liye cost-effective hai. Old Bridge Mutual Fund Mid Cap Fund ka expense ratio 1.75% hai, jiska matlab hai ki yeh fund aapke liye cost-ineffective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price