SBI Debt Fund vs Edelweiss Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.51%
3Y Return
14.24%
Dekho, aaj hum do mutual funds ki comparison karenge - SBI Debt Fund aur Edelweiss Mutual Fund Multi Cap Fund. Ye donon fund alag-alag categories mein hain. SBI Debt Fund ek debt fund hai, jiska matalab hai ki ise fixed income assets mein investment karna hota hai. Iski comparison hum karenge Edelweiss Mutual Fund Multi Cap Fund se, jo ek multi cap fund hai, jismein equity aur other assets mein investment karna hota hai. Chaliye, aaj humein ye jaanna hai ki in dono funds mein se konsi fund better hai long-term wealth creation ke liye.
| Parameter | ASBI Debt Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Edelweiss Mutual Fund |
| Category | Debt | Multi Cap |
| NAV (₹) | 13.73 | 15.12 |
| AUM (₹ Cr) | 8.34 Lac Cr | 1.68 Lac Cr |
| Expense Ratio (%) | 0.71% | 1.68% |
| Riskometer | Moderate | Very High |
| Volatility | 3 | 15.25 |
| Sharpe Ratio | 2.67 | 0.68 |
| 1 Year Return (%) | 4.95% | 3.12% |
| 3 Year Return (%) | 14.51% | 14.24% |
| 5 Year Return (%) | 12.09% | 8.32% |
| Since Launch (%) | N/A | 16.89% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 9 April 2018 | 30 October 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Ardhendu Bhattacharya; Ruchit Mehta (4.1 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | CRISIL Composite Bond Fund Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | National Bank For Agriculture And Rural Development (5.8%), Power Finance Corporation Ltd. (5.2%), Rural Electrification Corporation Ltd. (4.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Debenture: 40.00% | SDL: 30.00% | T-Bills: 20.00% | GOI Sec: 10.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 150% | 55% |
🤖 AI Verdict – Which is Better?
Sach ye hai, SBI Debt Fund better hai long-term wealth creation ke liye. Iska 3Y return 14.51% hai, jiska matalab hai ki isne 3 saal mein 14.51% ki return di hai. Lekin, iski expense ratio bhi kam hai, jiska matalab hai ki iska expense ratio 0.71% hai. Edelweiss Mutual Fund Multi Cap Fund ki expense ratio 1.68% hai, jiska matalab hai ki iska expense ratio SBI Debt Fund se jyada hai. Isliye, SBI Debt Fund better hai long-term wealth creation ke liye.
Why consider SBI Debt Fund?
- Expense ratio: 0.71%
- 3Y return: 14.51%
- AUM: 8.34 Lac Cr
- Sharpe Ratio: 2.67
Why consider Edelweiss Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 14.24%
- AUM: 1.68 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
Aaj humein SIP suitabiliti ki comparison karni hai. SIP (Systematic Investment Plan) ek yojana hai jismein humein monthly investment karna hota hai. SBI Debt Fund ke liye, iska 5Y return 12.09% hai, jiska matalab hai ki isne 5 saal mein 12.09% ki return di hai. Edelweiss Mutual Fund Multi Cap Fund ke liye, iska 5Y return 8.32% hai, jiska matalab hai ki isne 5 saal mein 8.32% ki return di hai. Isliye, SBI Debt Fund better hai SIP ke liye.
⚠️ Risk & Cost Analysis
Chaliye, aaj humein riskometer, volatility, Sharpe ratio, aur expense ratio ki comparison karni hai. SBI Debt Fund ki riskometer moderate hai, jiska matalab hai ki iska risk kam hai. Edelweiss Mutual Fund Multi Cap Fund ki riskometer very high hai, jiska matalab hai ki iska risk jyada hai. Volatility ke liye, SBI Debt Fund ki volatility 3 hai, jiska matalab hai ki iska volatility kam hai. Edelweiss Mutual Fund Multi Cap Fund ki volatility 15.25 hai, jiska matalab hai ki iska volatility jyada hai. Sharpe ratio ke liye, SBI Debt Fund ki Sharpe ratio 2.67 hai, jiska matalab hai ki iska Sharpe ratio jyada hai. Edelweiss Mutual Fund Multi Cap Fund ki Sharpe ratio 0.68 hai, jiska matalab hai ki iska Sharpe ratio kam hai. Expense ratio ke liye, SBI Debt Fund ki expense ratio 0.71% hai, jiska matalab hai ki iska expense ratio kam hai. Edelweiss Mutual Fund Multi Cap Fund ki expense ratio 1.68% hai, jiska matalab hai ki iska expense ratio jyada hai. Isliye, SBI Debt Fund better hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Chaliye, aaj humein asset allocation aur top holdings concentration ki comparison karni hai. SBI Debt Fund ki asset allocation mein debenture 40% hai, SDL 30% hai, T-Bills 20% hai, aur GOI Sec 10% hai. Edelweiss Mutual Fund Multi Cap Fund ki asset allocation mein equity 97% hai, aur T-Bills 3% hai. Top holdings concentration ke liye, SBI Debt Fund ka top 3 holdings mein National Bank For Agriculture And Rural Development 5.8% hai, Power Finance Corporation Ltd. 5.2% hai, aur Rural Electrification Corporation Ltd. 4.9% hai. Edelweiss Mutual Fund Multi Cap Fund ka top 3 holdings mein HDFC Bank Ltd. 6.5% hai, ICICI Bank Ltd. 5.8% hai, aur Reliance Industries Ltd. 4.9% hai. Isliye, SBI Debt Fund better hai asset allocation ke liye.
SIP Calculator – Compare Growth Potential
SBI Debt Fund
₹1351949.82
@14.5% annual return (3Y)
Edelweiss Mutual Fund Multi Cap Fund
₹1329792.28
@14.2% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, SBI Debt Fund better hai long-term returns ke liye. Iska 5Y return 12.09% hai, jiska matalab hai ki isne 5 saal mein 12.09% ki return di hai.
Q2: Is the higher risk fund worth it?
Haan, Edelweiss Mutual Fund Multi Cap Fund higher risk fund hai, lekin iska Sharpe ratio kam hai. Isliye, iska higher risk fund worth nahi hai.
Q3: Which fund is more cost-effective?
Sach ye hai, SBI Debt Fund more cost-effective hai. Iska expense ratio 0.71% hai, jiska matalab hai ki iska expense ratio kam hai. Edelweiss Mutual Fund Multi Cap Fund ki expense ratio 1.68% hai, jiska matalab hai ki iska expense ratio jyada hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price