SBI Debt Fund vs Edelweiss Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.51%
3Y Return
14.7%
Chaliye dekho, aaj hum do mutual funds ke beech ki tulna karenge - SBI Debt Fund aur Edelweiss Mutual Fund Large Cap Fund. Ye donon funds alag-alag category mein aate hain - SBI Debt Fund debt category mein hai, jabki Edelweiss Mutual Fund Large Cap Fund large cap category mein hai. Is article mein hum dekhein gye ki ye donon funds long-term wealth creation ke liye kya offer karte hain.
| Parameter | ASBI Debt Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Edelweiss Mutual Fund |
| Category | Debt | Large Cap |
| NAV (₹) | 13.73 | 497.22 |
| AUM (₹ Cr) | 8.34 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 0.71% | 0.52% |
| Riskometer | Moderate | Very High |
| Volatility | 3 | 12.9 |
| Sharpe Ratio | 2.67 | 0.64 |
| 1 Year Return (%) | 4.95% | -4.02% |
| 3 Year Return (%) | 14.51% | 14.7% |
| 5 Year Return (%) | 12.09% | 12.03% |
| Since Launch (%) | N/A | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 9 April 2018 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Ardhendu Bhattacharya; Ruchit Mehta (4.1 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | CRISIL Composite Bond Fund Index | Nifty 50 |
| Top 3 Holdings | National Bank For Agriculture And Rural Development (5.8%), Power Finance Corporation Ltd. (5.2%), Rural Electrification Corporation Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Debenture: 40.00% | SDL: 30.00% | T-Bills: 20.00% | GOI Sec: 10.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 150% | 32% |
🤖 AI Verdict – Which is Better?
Humne dekha hai ki SBI Debt Fund ne 3Y mein 14.51% ki return di hai, jabki Edelweiss Mutual Fund Large Cap Fund ne 14.7% ki return di hai. Lekin, agar hum expense ratio aur riskometer ko dekhen, to SBI Debt Fund zyada cost-effective aur safe lagta hai. Haan, SBI Debt Fund hamesha Edelweiss Mutual Fund Large Cap Fund se zyada return nahi dega, lekin iska expense ratio 0.71% hai, jabki Edelweiss Mutual Fund Large Cap Fund ka expense ratio 0.52% hai. To, hum SBI Debt Fund ko long-term wealth creation ke liye better fund manaenge.
Why consider SBI Debt Fund?
- Expense ratio: 0.71%
- 3Y return: 14.51%
- AUM: 8.34 Lac Cr
- Sharpe Ratio: 2.67
Why consider Edelweiss Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
SIP Suitability ke liye hum monthly SIP ke liye 10+ saal ke liye donon funds ki consistency aur return stability ko compare karenge. SBI Debt Fund ka 3Y return 14.51% hai, jabki Edelweiss Mutual Fund Large Cap Fund ka 3Y return 14.7% hai. Lekin, agar hum expense ratio ko dekhen, to SBI Debt Fund zyada cost-effective hai. Haan, SBI Debt Fund mein volatility 3 hai, jabki Edelweiss Mutual Fund Large Cap Fund mein volatility 12.9 hai. To, hum SBI Debt Fund ko monthly SIP ke liye better fund manaenge.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio ko compare karke hum dekhein ki donon funds mein kya risk-adjusted returns hain. SBI Debt Fund ka riskometer moderate hai, jabki Edelweiss Mutual Fund Large Cap Fund ka riskometer very high hai. Lekin, agar hum Sharpe ratio ko dekhen, to SBI Debt Fund ka Sharpe ratio 2.67 hai, jabki Edelweiss Mutual Fund Large Cap Fund ka Sharpe ratio 0.64 hai. Haan, Edelweiss Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jabki SBI Debt Fund ka expense ratio 0.71% hai. To, hum SBI Debt Fund ko better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Diversification ke liye hum asset allocation aur top holdings concentration ko compare karenge. SBI Debt Fund mein debenture 40.00%, SDL 30.00%, T-Bills 20.00%, aur GOI Sec 10.00% hai. Lekin, agar hum top holdings concentration ko dekhen, to SBI Debt Fund mein National Bank For Agriculture And Rural Development 5.8%, Power Finance Corporation Ltd. 5.2%, aur Rural Electrification Corporation Ltd. 4.9% hai. Haan, Edelweiss Mutual Fund Large Cap Fund mein equity 96.00% hai, aur T-Bills 4.00% hai. To, hum SBI Debt Fund ko better asset allocation offer karta hai.
SIP Calculator – Compare Growth Potential
SBI Debt Fund
₹1351949.82
@14.5% annual return (3Y)
Edelweiss Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Debt Fund ka 3Y return 14.51% hai, jabki Edelweiss Mutual Fund Large Cap Fund ka 3Y return 14.7% hai. Lekin, agar hum long-term returns ko dekhen, to SBI Debt Fund ka 5Y return 12.09% hai, jabki Edelweiss Mutual Fund Large Cap Fund ka 5Y return 12.03% hai. To, SBI Debt Fund long-term mein better returns offer karta hai.
Q2: Is the higher risk fund worth it?
Edelweiss Mutual Fund Large Cap Fund ka riskometer very high hai, aur volatility 12.9 hai, jabki SBI Debt Fund ka riskometer moderate hai aur volatility 3 hai. Lekin, agar hum Sharpe ratio ko dekhen, to SBI Debt Fund ka Sharpe ratio 2.67 hai, jabki Edelweiss Mutual Fund Large Cap Fund ka Sharpe ratio 0.64 hai. To, SBI Debt Fund better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
Edelweiss Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jabki SBI Debt Fund ka expense ratio 0.71% hai. Haan, Edelweiss Mutual Fund Large Cap Fund ka AUM 23280 Cr hai, jabki SBI Debt Fund ka AUM 83353 Cr hai. To, Edelweiss Mutual Fund Large Cap Fund better cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price