SBI Debt Fund vs Axis Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.51%
3Y Return
19.19%
Ek baat sahi hai, hamari zindagi me nivesh ka mahatva bahut jyada hai, lekin uske liye aapko sahi fund chunne ka avsar bhi milta hai. Aaj hum aapko do fundon ke beech ka comparison karne ja rhe hai – SBI Debt Fund aur Axis Midcap Fund. Yahan aapko pta chalega ki kaun se fund aapke liye vishesh roop se accha hai aur aapko kya sochne ka avsar milega.
| Parameter | ASBI Debt Fund - Direct Plan - Growth | BAxis Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Axis Mutual Fund |
| Category | Debt | Mid Cap |
| NAV (₹) | 13.73 | 136.27 |
| AUM (₹ Cr) | 8.34 Lac Cr | 3.23 Lac Cr |
| Expense Ratio (%) | 0.71% | 1.58% |
| Riskometer | Moderate | Very High |
| Volatility | 3 | 14.48 |
| Sharpe Ratio | 2.67 | 0.88 |
| 1 Year Return (%) | 4.95% | 7.41% |
| 3 Year Return (%) | 14.51% | 19.19% |
| 5 Year Return (%) | 12.09% | 16.41% |
| Since Launch (%) | N/A | 18.68% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 9 April 2018 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Ardhendu Bhattacharya; Ruchit Mehta (4.1 years yrs) | Krishnaa Narayan; Nitin Arora; Shreyash Devalkar (9.5 years yrs) |
| Benchmark | CRISIL Composite Bond Fund Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | National Bank For Agriculture And Rural Development (5.8%), Power Finance Corporation Ltd. (5.2%), Rural Electrification Corporation Ltd. (4.9%) | The Federal Bank Ltd. (3.87%), Fortis Healthcare Ltd. (3.56%), Multi Commodity Exchange Of India Ltd. (3.43%) |
| Asset Allocation | Debenture: 40.00% | SDL: 30.00% | T-Bills: 20.00% | GOI Sec: 10.00% | Equity: 89.53% | Mutual Fund: 0.94% | Futures: 0.21% |
| Portfolio Turnover | 150% | 12% |
🤖 AI Verdict – Which is Better?
Agar hum 3Y return, expense ratio aur risk ke aadhaar par sochte hai, to hume laga ki SBI Debt Fund aapke liye vishesh roop se accha hai. Iska 3Y return 14.51% hai, jisse yeh aapke liye vishesh roop se accha hai. Sath hi, expense ratio bhi kam hai, jisse aapke paiso ko bhi kam hoga.
Why consider SBI Debt Fund?
- Expense ratio: 0.71%
- 3Y return: 14.51%
- AUM: 8.34 Lac Cr
- Sharpe Ratio: 2.67
Why consider Axis Midcap Fund?
- Expense ratio: 1.58%
- 3Y return: 19.19%
- AUM: 3.23 Lac Cr
- Sharpe Ratio: 0.88
📈 SIP Suitability
Ek aur baat hai, SIP ke liye aapko consistent return chahiye, jisse aapke paiso ko kam se kam nuksaan na ho. Isme SBI Debt Fund aapke liye vishesh roop se accha hai, kyunki yeh consistent return deta hai aur aapke paiso ko bhi kam hoga.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio sabhi kaamyaab hain, lekin SBI Debt Fund aapke liye vishesh roop se accha hai. Yeh kaafi kam risk hai, jisse aapke paiso ko nuksaan na ho. Sath hi, expense ratio bhi kam hai, jisse aapke paiso ko bhi kam hoga.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration dono kaamyaab hain, lekin SBI Debt Fund aapke liye vishesh roop se accha hai. Yeh asset allocation kam se kam hai, jisse aapke paiso ko nuksaan na ho. Sath hi, top holdings concentration bhi kam hai, jisse aapke paiso ko bhi kam hoga.
SIP Calculator – Compare Growth Potential
SBI Debt Fund
₹1351949.82
@14.5% annual return (3Y)
Axis Midcap Fund
₹1814321.04
@19.2% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Debt Fund ka 5Y return 12.09% hai, jisse yeh Axis Midcap Fund ke 5Y return 16.41% se kam hai. Lekin 3Y return me SBI Debt Fund ka return 14.51% hai, jisse yeh Axis Midcap Fund ke 3Y return 19.19% se kam hai. Isliye, SBI Debt Fund aapke liye vishesh roop se accha hai.
Q2: Is the higher risk fund worth it?
Axis Midcap Fund ka riskometer very high hai, jisse yeh ek bahut bada risk hai. Sath hi, volatility bhi bahut jyada hai, jisse aapke paiso ko nuksaan ho sakta hai. Isliye, yeh fund aapke liye vishesh roop se accha nahin hai.
Q3: Which fund is more cost-effective?
SBI Debt Fund ka expense ratio 0.71% hai, jisse yeh Axis Midcap Fund ke expense ratio 1.58% se kam hai. Isliye, SBI Debt Fund aapke liye vishesh roop se accha hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price