SBI Debt Fund vs Angel One Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.51%
3Y Return
14.7%
Chaliye, dekho ek comparison of two funds. Fund A hai SBI Debt Fund aur Fund B hai Angel One Mutual Fund Large Cap Fund. Ye do fund different categories mein hain - Debt aur Large Cap. Aaj hum dekheinge ki kis fund mein investment karne ka majaak hai.
| Parameter | ASBI Debt Fund - Direct Plan - Growth | BAngel One Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Angel One Mutual Fund |
| Category | Debt | Large Cap |
| NAV (₹) | 13.73 | 497.22 |
| AUM (₹ Cr) | 8.34 Lac Cr | 2.58 Lac Cr |
| Expense Ratio (%) | 0.71% | 0.52% |
| Riskometer | Moderate | Very High |
| Volatility | 3 | 11.57 |
| Sharpe Ratio | 2.67 | 0.71 |
| 1 Year Return (%) | 4.95% | -4.02% |
| 3 Year Return (%) | 14.51% | 14.7% |
| 5 Year Return (%) | 12.09% | 12.03% |
| Since Launch (%) | N/A | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 9 April 2018 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Ardhendu Bhattacharya; Ruchit Mehta (4.1 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | CRISIL Composite Bond Fund Index | Nifty 50 |
| Top 3 Holdings | National Bank For Agriculture And Rural Development (5.8%), Power Finance Corporation Ltd. (5.2%), Rural Electrification Corporation Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Debenture: 40.00% | SDL: 30.00% | T-Bills: 20.00% | GOI Sec: 10.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 150% | 19% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A (SBI Debt Fund) mein long-term wealth creation ke liye investment karne ka majaak hai. Iska 3Y return 14.51%, expense ratio 0.71% hai, aur riskometer moderate hai. Fund B (Angel One Mutual Fund Large Cap Fund) mein volatility aur sharpe ratio thoda kam hai, lekin expense ratio bhi kam hai.
Why consider SBI Debt Fund?
- Expense ratio: 0.71%
- 3Y return: 14.51%
- AUM: 8.34 Lac Cr
- Sharpe Ratio: 2.67
Why consider Angel One Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.58 Lac Cr
- Sharpe Ratio: 0.71
📈 SIP Suitability
Ek Sip ke liye, Fund A (SBI Debt Fund) better hai. Iska 3Y return aur expense ratio thoda jyada stable hai. Lekin agar tumhe jyada risk lekhna hai to Fund B (Angel One Mutual Fund Large Cap Fund) ke liye Sip ka plan bana sakte ho.
⚠️ Risk & Cost Analysis
Riskometer, volatility aur sharpe ratio ke hisaab se Fund A (SBI Debt Fund) better hai. Iska riskometer moderate hai, volatility 3, aur sharpe ratio 2.67 hai. Fund B (Angel One Mutual Fund Large Cap Fund) ka riskometer very high hai, volatility 11.57, aur sharpe ratio 0.71 hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se Fund A (SBI Debt Fund) better hai. Iska asset allocation debt sector mein hai, jismein debenture, SDL, T-Bills aur GOI Sec shamil hain. Fund B (Angel One Mutual Fund Large Cap Fund) ka asset allocation large cap sector mein hai, jismein equity aur T-Bills shamil hain. Top holdings concentration ke hisaab se bhi Fund A better hai.
SIP Calculator – Compare Growth Potential
SBI Debt Fund
₹1351949.82
@14.5% annual return (3Y)
Angel One Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A (SBI Debt Fund) mein 5Y return 12.09% hai aur Fund B (Angel One Mutual Fund Large Cap Fund) mein 5Y return 12.03% hai. Lekin Fund A ke 3Y return 14.51% hai, jo Fund B se jyada hai.
Q2: Is the higher risk fund worth it?
Answer: Fund B (Angel One Mutual Fund Large Cap Fund) ka riskometer very high hai, lekin volatility aur sharpe ratio ke hisaab se iska risk-adjusted return thoda kam hai. Isliye, Fund A (SBI Debt Fund) better hai.
Q3: Which fund is more cost-effective?
Answer: Fund B (Angel One Mutual Fund Large Cap Fund) ka expense ratio 0.52% hai, jo Fund A (SBI Debt Fund) ke 0.71% se kam hai. Isliye, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price