SBI Contra Fund vs UTI Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
14.7%
dosto, aaj hum do aam fundon ki tarah par ek comparison karne ja rahe hain - SBI Contra Fund aur UTI Mutual Fund Large Cap Fund. Dekho, ye dono fund bahut hi popular hain, lekin kya ye dono hi long-term wealth creation ke liye sahi hain? Chaliye, hum jaante hain ki fund A Category Multi Cap hai aur fund B Large Cap hai. Hum jaante hain ki aapko ye fund kis liye chunne hain, isliye hum aapko dikhane wale characteristics par focus karke fund A aur fund B ka comparison karenge.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BUTI Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | UTI Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 408.51 | 497.22 |
| AUM (₹ Cr) | 4.74 Lac Cr | 2.00 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 11.79 |
| Sharpe Ratio | 0.72 | 0.7 |
| 1 Year Return (%) | -1.21% | -4.02% |
| 3 Year Return (%) | 16.36% | 14.7% |
| 5 Year Return (%) | 18.26% | 12.03% |
| Since Launch (%) | 15.48% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | V. Srivatsa (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 130% | 21% |
🤖 AI Verdict – Which is Better?
hmm, yahaan hum jaante hain ki fund A ki 3Y return 16.36% hai, jo fund B ki 3Y return 14.7% se zyada hai. Iske alawa, fund A ka expense ratio fund B ke expense ratio se kam hai. Lekin, fund A ka riskometer bhi bahut hi high hai. Sach ye hai, fund A long-term wealth creation ke liye thoda aur riski hai. Lekin, agar aap long-term wealth creation ke liye investment karte hain, to fund A aapke liye better option ho sakta hai.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider UTI Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.00 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
SIP suitability ke liye, hum jaante hain ki fund A ki consistency fund B se zyada hai, lekin fund B ka return stability fund A se kam hai. Isliye, fund A monthly SIP ke liye aapke liye better option ho sakta hai.
⚠️ Risk & Cost Analysis
Risk & Cost Analysis ke liye, hum jaante hain ki fund A ka riskometer fund B ka riskometer se zyada hai. Iske alawa, fund A ka volatility fund B ka volatility se zyada hai. Lekin, fund A ka Sharpe ratio fund B ka Sharpe ratio se zyada hai. Iske alawa, fund A ka expense ratio fund B ke expense ratio se kam hai. Sach ye hai, fund A ka risk-adjusted return fund B se zyada hai.
📊 Portfolio Diversification
portfolio diversification ke liye, hum jaante hain ki fund A ka asset allocation fund B ka asset allocation se alag hai. Fund A ka equity allocation 81.12% hai, jo fund B ka equity allocation 96% se kam hai. Iske alawa, fund A ka top holdings concentration fund B ka top holdings concentration se kam hai. Isliye, fund A portfolio diversification ke liye better option ho sakta hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
UTI Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
sach ye hai, fund A ki 5Y return 18.26% hai, jo fund B ki 5Y return 12.03% se zyada hai. Isliye, fund A long-term wealth creation ke liye better option ho sakta hai.
Q2: Is the higher risk fund worth it?
sach ye hai, fund A ka volatility fund B ka volatility se zyada hai, lekin fund A ka Sharpe ratio fund B ka Sharpe ratio se zyada hai. Isliye, fund A ka risk-adjusted return fund B se zyada hai.
Q3: Which fund is more cost-effective?
sach ye hai, fund A ka expense ratio fund B ke expense ratio se kam hai. Isliye, fund A aapke liye more cost-effective option ho sakta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price