SBI Contra Fund vs Tata Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
14.7%
Dekho, aap logon ke paas do pramukh funds hain - SBI Contra Fund aur Tata Mutual Fund Large Cap Fund. Ye donon funds alag-alag category mein hain, lekin inmein kuch saman bhi hain. Aaj hum aapko batayenge ki in donon funds mein kya aisa hai jo aapko aakarshit karta hai aur aapke liye kitna uttam fund hai.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BTata Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Tata Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 408.51 | 497.22 |
| AUM (₹ Cr) | 4.74 Lac Cr | 1.93 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 12.94 |
| Sharpe Ratio | 0.72 | 0.63 |
| 1 Year Return (%) | -1.21% | -4.02% |
| 3 Year Return (%) | 16.36% | 14.7% |
| 5 Year Return (%) | 18.26% | 12.03% |
| Since Launch (%) | 15.48% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Sonam Udasi (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 130% | 32% |
🤖 AI Verdict – Which is Better?
Haan, aapko ek nishkarsh mil jayega. Sach ye hai ki long-term ke liye tathya returns, kharcha ratio aur jhukav ke adhar par SBI Contra Fund zyada uttam hai. Ismein 5 saal ke return mein 18.26% ka liya gaya hai, jiski tulna mein Tata Mutual Fund Large Cap Fund ka 12.03% ka return kam hai. Iske alawa, SBI Contra Fund ka expense ratio bhi kam hai, jo 0.72% hai. Isliye, SBI Contra Fund aapke liye zyada uttam fund hai.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Tata Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.93 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
dekho, SIP ke liye donon funds aapke liye uttam hain. Lekin, SBI Contra Fund ka 3 saal ka return 16.36% hai, jo zyada hai. Iske alawa, SBI Contra Fund ka consistency bhi zyada hai. Isliye, SBI Contra Fund aapke liye SIP ke liye zyada uttam fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ko dekhte hue, SBI Contra Fund aapke liye zyada uttam fund hai. Iske riskometer mein very high hai, lekin volatility bhi kam hai. Sharpe ratio bhi zyada hai, jo 0.72 hai. Iske alawa, expense ratio bhi kam hai, jo 0.72% hai.
📊 Portfolio Diversification
Asset allocation aur top holdings ka concentration dekhte hue, SBI Contra Fund ko zyada diversified fund mana jata hai. Iske asset allocation mein equity ka hissa 81.12% hai, jha HDFC Bank Ltd. aur Reliance Industries Ltd. aapke liye uttam stocks hain. Iske alawa, asset allocation mein T-Bills aur Forgn. Eq. ka hissa bhi hai, jo aapke liye zyada uttam hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Tata Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki SBI Contra Fund aapke liye 5 saal ke return mein 18.26% ka liya gaya hai, jo Tata Mutual Fund Large Cap Fund ka 12.03% ka return se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, SBI Contra Fund ka riskometer very high hai, lekin volatility bhi kam hai. Sharpe ratio bhi zyada hai, jo 0.72 hai. Iske alawa, expense ratio bhi kam hai, jo 0.72% hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki SBI Contra Fund ka expense ratio 0.72% hai, jo Tata Mutual Fund Large Cap Fund ka 0.52% expense ratio se zyada hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price