SBI Contra Fund vs Quantum Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
7.98%
Aaj hum aapko do mutual funds ke beech mein comparison karne jaenge. Ye do funds, SBI Contra Fund aur Quantum Mutual Fund Multi Cap Fund, dono Multi Cap category mein aate hain. Aap apne investment ke liye kya chunenge, yah janne ke liye hum aapko in dono funds ke beech ka comparison karne waale hain.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BQuantum Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Quantum Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 408.51 | 8.38 |
| AUM (₹ Cr) | 4.74 Lac Cr | 1.73 Lac Cr |
| Expense Ratio (%) | 0.72% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 13.65 |
| Sharpe Ratio | 0.72 | 0.27 |
| 1 Year Return (%) | -1.21% | -11.42% |
| 3 Year Return (%) | 16.36% | 7.98% |
| 5 Year Return (%) | 18.26% | 4.71% |
| Since Launch (%) | 15.48% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 130% | 35% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, tumhe Fund A (SBI Contra Fund) chunna chaahiye. Iska 3Y return 16.36% hai, jo Fund B (Quantum Mutual Fund Multi Cap Fund) ka 7.98% se adhik hai. Expense ratio mein bhi Fund A kam hai, 0.72% hai, jabki Fund B ka expense ratio 1.68% hai. Riskometer bhi dono fund very high hai, lekin Fund A ka riskometer kam hai aur Sharpe ratio bhi adhik hai, 0.72.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Quantum Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 7.98%
- AUM: 1.73 Lac Cr
- Sharpe Ratio: 0.27
📈 SIP Suitability
Monthly SIP ke liye, Fund A (SBI Contra Fund) acchi chunav hai. Iska 3Y return consistent hai aur return stability bhi adhik hai. Fund B ka 1Y return negative hai, lekin Fund A ka 1Y return negative bhi hai, lekin kam hai. SIP ke liye Fund A ka asset allocation bhi accha hai, equity mein 81.12% hai, jabki Fund B ka equity mein 97.00% hai, jo bahut adhik hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisab se, dono fund very high risk hai, lekin Fund A ke Sharpe ratio 0.72 hai, jo Fund B ka 0.27 se adhik hai. Expense ratio mein bhi Fund A kam hai, 0.72% hai, jabki Fund B ka expense ratio 1.68% hai. Isse pata chalta hai ki Fund A ka risk-adjusted return bhi adhik hai.
📊 Portfolio Diversification
Asset allocation ke hisab se, Fund A (SBI Contra Fund) ka portfolio diversified hai. Equity mein 81.12% hai, jabki Fund B (Quantum Mutual Fund Multi Cap Fund) ka equity mein 97.00% hai, jo bahut adhik hai. Top holdings concentration ke hisab se, Fund A ka HDFC Bank Ltd. aur Reliance Industries Ltd. mein kam concentration hai, jabki Fund B ka HDFC Bank Ltd. aur ICICI Bank Ltd. mein adhik concentration hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Quantum Mutual Fund Multi Cap Fund
₹919786.47
@8.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A (SBI Contra Fund) ka 5Y return 18.26% hai, jo Fund B (Quantum Mutual Fund Multi Cap Fund) ka 4.71% se adhik hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A (SBI Contra Fund) ka Sharpe ratio 0.72 hai, jo Fund B (Quantum Mutual Fund Multi Cap Fund) ka 0.27 se adhik hai. Lekin, tumhe apne risk ki capacity aur investment ke liye time ko dhyan mein rakhna chaahiye.
Q3: Which fund is more cost-effective?
Fund A (SBI Contra Fund) ka expense ratio 0.72% hai, jo Fund B (Quantum Mutual Fund Multi Cap Fund) ka 1.68% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price