SBI Contra Fund vs Quantum Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
6.56%
Chaliye dekho Fund A aur Fund B ki tarah ke do fund humein diya gaya hai. Fund A ek Multi Cap Fund hai jiska naam SBI Contra Fund - Direct Plan - Growth hai, aur Fund B ek Liquid Fund hai jiska naam Quantum Mutual Fund Liquid Fund - Direct Plan - Growth hai. Is article mein ham aapko Fund A aur Fund B ke beech ki compare karenge, aur dekhein ki kis fund mein aapko long-term wealth creation ke liye invest karna chahiye.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BQuantum Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Quantum Mutual Fund |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 408.51 | 37.04 |
| AUM (₹ Cr) | 4.74 Lac Cr | 4.34 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 13.7 | 0.11 |
| Sharpe Ratio | 0.72 | 0.55 |
| 1 Year Return (%) | -1.21% | 5.71% |
| 3 Year Return (%) | 16.36% | 6.56% |
| 5 Year Return (%) | 18.26% | 5.82% |
| Since Launch (%) | 15.48% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 9 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 130% | 231% |
🤖 AI Verdict – Which is Better?
Haan, Fund A aur Fund B dono fund hain, lekin Fund A ki 3Y return 16.36% hai, jo ki Fund B ki 5.82% se zyada hai. Iske alawa, Fund A ka expense ratio 0.72% hai, jo ki Fund B ka 0.12% se kam hai. Fund A ka Riskometer bhi zyada hai, lekin Sharpe ratio bhi zyada hai, jo ki aapko risk-adjusted returns deta hai. To, hum bolte hain ki Fund A long-term wealth creation ke liye better fund hai.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Quantum Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.56%
- AUM: 4.34 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
SIP ke liye Fund A aur Fund B dono suitable hain, lekin Fund A ki consistency aur return stability ki performance Fund B se zyada hai. Fund A ka 5Y return 18.26% hai, jo ki Fund B ka 5.82% se zyada hai. Isliye, ham bolte hain ki Fund A SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Volatility aur Sharpe ratio ke hisab se, Fund A ki risk-adjusted returns Fund B se zyada hai. Fund A ka volatility 13.7 hai, jo ki Fund B ka 0.11 se zyada hai, lekin Fund A ka Sharpe ratio 0.72 hai, jo ki Fund B ka 0.55 se zyada hai. Iske alawa, Fund A ka expense ratio 0.72% hai, jo ki Fund B ka 0.12% se kam hai. To, hum bolte hain ki Fund A risk-adjusted returns ke liye better fund hai.
📊 Portfolio Diversification
Fund A ki asset allocation aur top holdings concentration Fund B se zyada hai. Fund A mein 81.12% equity, 2.35% T-Bills, aur 2.19% forgn. eq. hai, jiska top holding HDFC Bank Ltd. hai. Fund B mein 65% T-Bills, 20% CD, aur 10% CP hai, jiska top holding State Bank of India CD hai. Isliye, hum bolte hain ki Fund A portfolio diversification ke liye better fund hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Quantum Mutual Fund Liquid Fund
₹849400.65
@6.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ki 5Y return 18.26% hai, jo ki Fund B ki 5.82% se zyada hai. Aisa lagta hai ki Fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka higher risk hai, lekin Sharpe ratio bhi zyada hai, jo ki aapko risk-adjusted returns deta hai. To, aapko lagta hai ki Fund A ka risk worth it hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.72% hai, jo ki Fund B ka 0.12% se kam hai. Isliye, hum bolte hain ki Fund A cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price