SBI Contra Fund vs Quant Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
9.45%
Dekho, aaj hum do mutual funds ke beech ka tark chalenge. Fund A hai yeh SBI Contra Fund aur Fund B hai Quant Mutual Fund Liquid Fund. Ye dono alag-alag categories mein hain, lekin kya ye dono long-term wealth creation ke liye hi acchi hain? Chaliye, aaj hum iske answers ke liye khujli karenge.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BQuant Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Quant Mutual Fund |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 408.51 | 22.09 |
| AUM (₹ Cr) | 4.74 Lac Cr | 4.47 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 13.7 | 0.13 |
| Sharpe Ratio | 0.72 | 22.69 |
| 1 Year Return (%) | -1.21% | 0.9% |
| 3 Year Return (%) | 16.36% | 9.45% |
| 5 Year Return (%) | 18.26% | 8.38% |
| Since Launch (%) | 15.48% | 12.05% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 11 June 2019 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | N/A |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 130% | 267% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A hai jismein long-term wealth creation ke liye acchi returns hai. Iska 3Y return 16.36% hai, jo ki fund B ka 9.45% se adhik hai. Lekin expense ratio bhi ek factor hai. Fund B ka expense ratio 0.12% hai, jo ki fund A ka 0.72% se kam hai. Haan, fund A ka riskometer Very High hai, lekin sharep ratio bhi accha hai. To, humko lagta hai ki Fund A long-term wealth creation ke liye better hai.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Quant Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 9.45%
- AUM: 4.47 Lac Cr
- Sharpe Ratio: 22.69
📈 SIP Suitability
Dekho, SIP Suitability ke liye hum consistent returns aur return stability ko dekheinge. Fund A ka 1Y return -1.21% hai, jo ki fund B ka 0.9% se kam hai. Lekin 3Y return mein fund A 16.36% hai, jo ki fund B ka 9.45% se adhik hai. Haan, fund A ka riskometer Very High hai, lekin sharep ratio bhi accha hai. To, humko lagta hai ki fund A SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Chaliye, riskometer, volatility, sharep ratio, aur expense ratio ko dekheinge. Fund A ka riskometer Very High hai, lekin sharep ratio 0.72 hai. Fund B ka riskometer Low hai, lekin sharep ratio 22.69 hai. Expense ratio mein fund B 0.12% hai, jo ki fund A ka 0.72% se kam hai. Haan, volatility mein fund B 0.13 hai, jo ki fund A ka 13.7 se kam hai. To, humko lagta hai ki fund B better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Dekho, asset allocation aur top holdings concentration ko dekheinge. Fund A ka asset allocation mein Equity 81.12% hai, jo ki fund B ka asset allocation 65.00% share certificate se kam hai. Lekin fund B ka asset allocation mein T-Bills 65.00% hai, jo ki fund A ka asset allocation mein T-Bills 2.35% se adhik hai. Haan, fund A ka top holdings mein HDFC Bank Ltd. 6.59% hai, jo ki fund B ka top holdings mein State Bank of India CD 8.5% se kam hai. To, humko lagta hai ki fund B portfolio diversification mein better hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Quant Mutual Fund Liquid Fund
₹1000392.84
@9.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 18.26% hai, jo ki fund B ka 8.38% se adhik hai. Lekin 3Y return mein fund A 16.36% hai, jo ki fund B ka 9.45% se adhik hai. To, humko lagta hai ki Fund A long run ke liye better hai.
Q2: Is the higher risk fund worth it?
Haan, fund A ka higher risk hai, lekin sharep ratio bhi accha hai. Lekin fund B ka riskometer Low hai, lekin sharep ratio 22.69 hai. To, humko lagta hai ki fund B mein better risk-adjusted returns hai.
Q3: Which fund is more cost-effective?
Sach ye hai, fund B ka expense ratio 0.12% hai, jo ki fund A ka 0.72% se kam hai. To, humko lagta hai ki fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price