SBI Contra Fund vs PPFAS Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
20.86%
Dekho, aap donon funds ka Category Multi Cap hai, lekin Fund A SBI Contra Fund Direct Plan Growth aur Fund B PPFAS Mutual Fund Multi Cap Fund Regular Plan Growth hai. Aaj hum donon funds ka comparison karne ja rahe hain. Aap ko jaankar apna investment decision le sakate hain.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BPPFAS Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | PPFAS Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 408.51 | 19.01 |
| AUM (₹ Cr) | 4.74 Lac Cr | 1.76 Lac Cr |
| Expense Ratio (%) | 0.72% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 14.1 |
| Sharpe Ratio | 0.72 | 1.02 |
| 1 Year Return (%) | -1.21% | 5.23% |
| 3 Year Return (%) | 16.36% | 20.86% |
| 5 Year Return (%) | 18.26% | 14.84% |
| Since Launch (%) | 15.48% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 130% | 41% |
🤖 AI Verdict – Which is Better?
Chaliye, hum donon funds ka comparison karte hain. Fund A ka 3Y return 16.36% hai aur Fund B ka 20.86% hai. Lekin Fund A ka expense ratio 0.72% hai aur Fund B ka 1.68% hai. Riskometer bhi donon high hai, lekin Fund A ka Sharpe ratio 0.72 hai aur Fund B ka 1.02 hai. Haan, Fund B zyada risk hai, lekin 3Y return aur Sharpe ratio ke hisaab se, Fund B zyada behtar hai.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider PPFAS Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.76 Lac Cr
- Sharpe Ratio: 1.02
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye Fund A aur Fund B donon suitable hain. Lekin Fund A ka consistency aur return stability Fund B se kam hai. Fund B ka 5Y return 14.84% hai, jisse lagta hai ki yah fund SIP ke liye zyada suitable hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisaab se, donon funds high risk hai. Lekin Fund A ka volatility 13.7 hai aur Fund B ka 14.1 hai. Sharpe ratio ke hisaab se, Fund B zyada behtar hai. Expense ratio ke hisaab se, Fund A zyada behtar hai. Haan, Fund A ka expense ratio kam hai, lekin Fund B ka Sharpe ratio zyada hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se, Fund B ka portfolio zyada diversified hai. Fund B ka equity 97.00% hai, jisse lagta hai ki yah fund sector risk se bachne ka prayaas karta hai. Fund A ka equity 81.12% hai, jisse lagta hai ki yah fund zyada sector risk hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
PPFAS Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund B ka 5Y return 14.84% hai, jisse lagta hai ki yah fund long run me better returns deta hai.
Q2: Is the higher risk fund worth it?
Answer: Haan, Fund B ka higher risk hai, lekin Sharpe ratio ke hisaab se, yah fund behtar hai. Volatility ke hisaab se, Fund B ka risk Fund A se kam hai.
Q3: Which fund is more cost-effective?
Answer: Fund A ka expense ratio 0.72% hai, jisse lagta hai ki yah fund cost-effective hai. Lekin Fund B ka Sharpe ratio 1.02 hai, jisse lagta hai ki yah fund behtar investment hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price