SBI Contra Fund vs PPFAS Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
14.7%
Dekho, aapke paas do mutual funds hai - SBI Contra Fund aur PPFAS Mutual Fund Large Cap Fund. Ye dono fund hai market mein top performers, lekin unke characteristics aur investment strategy alag alag hai. Is article mein, hum aapko bataenge ki aapko kis fund ke investment se long-term wealth creation ho sakta hai.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BPPFAS Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | PPFAS Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 408.51 | 497.22 |
| AUM (₹ Cr) | 4.74 Lac Cr | 2.44 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 12.07 |
| Sharpe Ratio | 0.72 | 0.68 |
| 1 Year Return (%) | -1.21% | -4.02% |
| 3 Year Return (%) | 16.36% | 14.7% |
| 5 Year Return (%) | 18.26% | 12.03% |
| Since Launch (%) | 15.48% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 130% | 24% |
🤖 AI Verdict – Which is Better?
Sach ye hai, PPFAS Mutual Fund Large Cap Fund aapke liye better investment option hai long-term wealth creation ke liye. Yeh fund 3Y return mein 14.7% ki bahut achchi performance kiya hai, expense ratio bhi kam hai, aur riskometer bhi very high hai. Ye fund aapko apne long-term goals ke liye better investment option deta hai.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider PPFAS Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.44 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
SIP Suitability ke liye, hamare paas 3Y return mein SBI Contra Fund ki performance bhi bahut achchi hai, lekin PPFAS Mutual Fund Large Cap Fund ki consistency aur return stability kam hai. Isliye, SBI Contra Fund aapke liye better SIP investment option hai. Lekin, isse pehle aapko apne risk tolerance aur financial goals ka dhyan rakhna hoga.
⚠️ Risk & Cost Analysis
Riskometer, volatility, aur Sharpe ratio ke liye, SBI Contra Fund ki performance better hai. Volatility 13.7 hai, lekin Sharpe ratio 0.72 hai, jo aapko better risk-adjusted returns deta hai. Isliye, SBI Contra Fund aapke liye better investment option hai risk ke liye.
📊 Portfolio Diversification
SBI Contra Fund ke asset allocation mein Equity 81.12% hai, T-Bills 2.35%, aur Forgn. Eq 2.19%. PPFAS Mutual Fund Large Cap Fund ke asset allocation mein Equity 96% hai, aur T-Bills 4%. SBI Contra Fund ke asset allocation mein T-Bills aur Forgn. Eq ki presence hai, jo aapko portfolio diversification deta hai. Isliye, SBI Contra Fund aapke liye better investment option hai portfolio diversification ke liye.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
PPFAS Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Contra Fund ki 5Y return 18.26% hai, jo PPFAS Mutual Fund Large Cap Fund ki 5Y return 12.03% se bahut achchi hai. Isliye, SBI Contra Fund aapke liye better investment option hai long run ke liye.
Q2: Is the higher risk fund worth it?
SBI Contra Fund ki volatility 13.7 hai, lekin Sharpe ratio 0.72 hai, jo PPFAS Mutual Fund Large Cap Fund ki volatility 12.07 aur Sharpe ratio 0.68 se better hai. Isliye, SBI Contra Fund aapke liye better investment option hai risk ke liye.
Q3: Which fund is more cost-effective?
PPFAS Mutual Fund Large Cap Fund ki expense ratio 0.52% hai, jo SBI Contra Fund ki expense ratio 0.72% se kam hai. Isliye, PPFAS Mutual Fund Large Cap Fund aapke liye better investment option hai cost-effectiveness ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price