SBI Contra Fund vs Old Bridge Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
1.9%
Today, we're comparing two Multi Cap funds: SBI Contra Fund and Old Bridge Mutual Fund Multi Cap Fund. Dekho, both funds are suitable for investors looking to invest in a mix of large-cap, mid-cap, and small-cap stocks. In this article, we'll help you decide which fund is better for you, considering factors like long-term returns, risk, and cost.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Old Bridge Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 408.51 | 8.38 |
| AUM (₹ Cr) | 4.74 Lac Cr | 1.89 Lac Cr |
| Expense Ratio (%) | 0.72% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 13.85 |
| Sharpe Ratio | 0.72 | 1.82 |
| 1 Year Return (%) | -1.21% | -11.42% |
| 3 Year Return (%) | 16.36% | 1.9% |
| 5 Year Return (%) | 18.26% | 1.13% |
| Since Launch (%) | 15.48% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 130% | 38% |
🤖 AI Verdict – Which is Better?
After analyzing the data, haan, SBI Contra Fund is a better choice for long-term wealth creation. Its 3Y return is significantly higher at 16.36% compared to Old Bridge Mutual Fund's 1.9%. Lekin, expense ratio is also a crucial factor, and SBI Contra Fund's 0.72% is lower than Old Bridge Mutual Fund's 1.68%. Moreover, the riskometer for both funds is Very High, but SBI Contra Fund's Sharpe ratio of 0.72 suggests better risk-adjusted returns.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Old Bridge Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 1.9%
- AUM: 1.89 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
For a monthly SIP for 10+ years, chaliye, we recommend SBI Contra Fund. Its consistency and return stability are higher compared to Old Bridge Mutual Fund. Dekho, the 3Y return of SBI Contra Fund is lower than 1Y return in some cases, but it's still a better choice for long-term SIP investments.
⚠️ Risk & Cost Analysis
Riskometer and volatility are high for both funds, but SBI Contra Fund's Sharpe ratio of 0.72 is better than Old Bridge Mutual Fund's 1.82. Lekin, expense ratio is also higher for SBI Contra Fund at 0.72%. Sach ye hai, we need to balance risk and cost. Old Bridge Mutual Fund offers better risk-adjusted returns, but SBI Contra Fund is a better choice for long-term investors.
📊 Portfolio Diversification
Asset allocation is key to diversification. Old Bridge Mutual Fund has a higher equity allocation of 97.00% compared to SBI Contra Fund's 81.12%. Lekin, SBI Contra Fund has a more diversified portfolio with a mix of equity, T-Bills, and foreign equity. Dekho, sector risk is higher for Old Bridge Mutual Fund due to its high holding in HDFC Bank Ltd. and ICICI Bank Ltd.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Old Bridge Mutual Fund Multi Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Contra Fund gives better returns in the long run with a 3Y return of 16.36% compared to Old Bridge Mutual Fund's 1.9%. Its 5Y return is also higher at 18.26%.
Q2: Is the higher risk fund worth it?
No, the higher risk fund is not worth it. Old Bridge Mutual Fund's higher Sharpe ratio of 1.82 does not justify its higher risk profile. SBI Contra Fund offers better risk-adjusted returns.
Q3: Which fund is more cost-effective?
SBI Contra Fund is more cost-effective with an expense ratio of 0.72% compared to Old Bridge Mutual Fund's 1.68%. However, the difference in expense ratio is not significant enough to make a huge impact on your returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price