SBI Contra Fund vs Old Bridge Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
12.3%
Dekho, today humein do fund ke beech ka comparison karne hain. Fund A, SBI Contra Fund, ek multi-cap fund hai aur Fund B, Old Bridge Mutual Fund Balanced Advantage Fund, ek balanced hybrid fund hai. Is article mein hum donon fundon ke beech kya difference hai aur kis fund ka long-term mein aur bada return hai, yeh dekhenge.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Old Bridge Mutual Fund |
| Category | Multi Cap | Balanced Hybrid |
| NAV (₹) | 408.51 | 16.39 |
| AUM (₹ Cr) | 4.74 Lac Cr | 1.58 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.78% |
| Riskometer | Very High | Moderately High |
| Volatility | 13.7 | 9.11 |
| Sharpe Ratio | 0.72 | 0.64 |
| 1 Year Return (%) | -1.21% | 3.08% |
| 3 Year Return (%) | 16.36% | 12.3% |
| 5 Year Return (%) | 18.26% | 5.27% |
| Since Launch (%) | 15.48% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 130% | 145% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term mein Fund A ka 5Y return 18.26% hai, jo Fund B ka 5Y return 5.27% se bada hai. Lekin expense ratio ke hisab se Fund B kam chota hai, 0.78% hai. Riskometer ke hisab se Fund A kam safe hai, lekin volatility 13.7 hai. Haan, Fund A ka 3Y return 16.36% hai, jo Fund B ka 3Y return 12.3% se bada hai. Haalaanki, Fund B ka riskometer moderately high hai. Chaliye, humne Fund A ko better fund mana hai.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Old Bridge Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.58 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Monthly SIP ke liye Fund A aur Fund B ka comparison karein. Fund A ka 1Y return -1.21% hai, jo Fund B ka 1Y return 3.08% se kam hai. Lekin 3Y return ke hisab se Fund A ka 16.36% hai, jo Fund B ka 12.3% se bada hai. Haan, Fund B ka expense ratio kam hai, 0.78%. Dekho, Fund A ka consistency aur return stability ke liye behtar hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisab se Fund A aur Fund B ka comparison karein. Fund A ka riskometer very high hai, lekin Sharpe ratio 0.72 hai. Fund B ka riskometer moderately high hai, lekin Sharpe ratio 0.64 hai. Haan, Fund A ka expense ratio 0.72% hai, jo Fund B ka 0.78% se kam hai. Chaliye, Fund A ka risk-adjusted return behtar hai.
📊 Portfolio Diversification
Fund A aur Fund B ka asset allocation aur top holdings concentration ka comparison karein. Fund A ka asset allocation me equity 81.12% hai, jo Fund B ka 65.00% se bada hai. Haan, Fund A ka top holdings concentration me HDFC Bank Ltd. 6.59% hai, jo Fund B ka HDFC Bank Ltd. 6.8% se kam hai. Dekho, Fund A ka asset allocation aur top holdings concentration ke liye behtar hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Old Bridge Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 18.26% hai, jo Fund B ka 5.27% se bada hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka Sharpe ratio 0.72 hai, jo Fund B ka 0.64 se bada hai, lekin Fund A ka volatility 13.7 hai.
Q3: Which fund is more cost-effective?
Haan, Fund A ka expense ratio 0.72% hai, jo Fund B ka 0.78% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price