SBI Contra Fund vs Nippon India Growth Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
25.15%
Hum aaj hum SBI Contra Fund aur Nippon India Growth Mid Cap Fund ke beech kuchh mukhya gunvattaon ka ullekh karenge. Yeh dono fund Indian investors ke liye kai tareeke se aakarshanak hain, lekin unke khaaskar kiye gaye fund categories aur investment kiye gaye prakaar mein antar hai. Dekho, aaj hum dono fundon ke beech ki tulna karenge aur aapko pata chalega ki SBI Contra Fund ya Nippon India Growth Mid Cap Fund aapke liye kiya hoga.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BNippon India Growth Mid Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Nippon India |
| Category | Multi Cap | Mid Cap |
| NAV (₹) | 408.51 | 4845.02 |
| AUM (₹ Cr) | 4.74 Lac Cr | 4.58 Lac Cr |
| Expense Ratio (%) | 0.72% | 1.26% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 15.97 |
| Sharpe Ratio | 0.72 | 1.17 |
| 1 Year Return (%) | -1.21% | 10.17% |
| 3 Year Return (%) | 16.36% | 25.15% |
| 5 Year Return (%) | 18.26% | 22.32% |
| Since Launch (%) | 15.48% | 18.36% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Amber Singhania; Kinjal Desai; Rupesh Patel (8.0 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | BSE Ltd. (4.21%), Fortis Healthcare Ltd. (2.76%), The Federal Bank Ltd. (2.57%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 98.55% |
| Portfolio Turnover | 130% | 74% |
🤖 AI Verdict – Which is Better?
Sach ye hai, dono fund Very High Riskometer rakhte hain, lekin humein 3Yaar ki return, expense ratio, aur risk ke bare mein dhyaan dena hoga. Nippon India Growth Mid Cap Fund 3Yaar mein 25.15% ki return diya hai, jabki SBI Contra Fund 16.36% ki return diya hai. Lekin SBI Contra Fund ka expense ratio 0.72% hai, jo ki Nippon India Growth Mid Cap Fund ka expense ratio 1.26% se kam hai. Haan, humein ismein ek balance banana hoga, lekin SBI Contra Fund aapke liye aage chalne ke liye ek achha vikalp hai.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Nippon India Growth Mid Cap Fund?
- Expense ratio: 1.26%
- 3Y return: 25.15%
- AUM: 4.58 Lac Cr
- Sharpe Ratio: 1.17
📈 SIP Suitability
Kya aap chaliye koi fund ki monthly SIP karenge? Chaliye, hum dono fundon ki SIP ki sujhaav denge. Nippon India Growth Mid Cap Fund ki return stabil hai aur uska asset allocation bhi achha hai. Lekin SBI Contra Fund ki return thoda unstable hai, lekin uska asset allocation bhi accha hai. Haan, yeh dono fund Very High Riskometer rakhte hain, lekin Nippon India Growth Mid Cap Fund aapke liye behtar fund hai SIP ke liye.
⚠️ Risk & Cost Analysis
Hum dono fundon ki riskometer, volatility, Sharpe ratio, aur expense ratio ke bare mein dekhege. Nippon India Growth Mid Cap Fund ki volatility 15.97 hai, jo ki SBI Contra Fund ki volatility 13.7 se jyada hai. Lekin SBI Contra Fund ka Sharpe ratio 0.72 hai, jo ki Nippon India Growth Mid Cap Fund ka Sharpe ratio 1.17 se kam hai. Haan, yeh dono fund Very High Riskometer rakhte hain, lekin Nippon India Growth Mid Cap Fund aapke liye behtar fund hai risk-adjusted return ke liye.
📊 Portfolio Diversification
Hum dono fundon ki asset allocation aur top holdings ki concentration ke bare mein dekhege. Nippon India Growth Mid Cap Fund ka asset allocation Equity mein 98.55% hai, jo ki SBI Contra Fund ka asset allocation Equity mein 81.12% hai. Lekin SBI Contra Fund ka top holdings concentration bhi achha hai, lekin Nippon India Growth Mid Cap Fund ka asset allocation bhi accha hai. Haan, yeh dono fund Very High Riskometer rakhte hain, lekin Nippon India Growth Mid Cap Fund aapke liye behtar fund hai asset allocation ke liye.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Nippon India Growth Mid Cap Fund
₹2691264.97
@25.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Growth Mid Cap Fund 3Yaar mein 25.15% ki return diya hai, jo ki SBI Contra Fund 16.36% ki return se jyada hai. Lekin SBI Contra Fund ka expense ratio 0.72% hai, jo ki Nippon India Growth Mid Cap Fund ka expense ratio 1.26% se kam hai.
Q2: Is the higher risk fund worth it?
Nippon India Growth Mid Cap Fund ki volatility 15.97 hai, jo ki SBI Contra Fund ki volatility 13.7 se jyada hai. Lekin SBI Contra Fund ka Sharpe ratio 0.72 hai, jo ki Nippon India Growth Mid Cap Fund ka Sharpe ratio 1.17 se kam hai. Haan, yeh dono fund Very High Riskometer rakhte hain, lekin Nippon India Growth Mid Cap Fund aapke liye behtar fund hai risk-adjusted return ke liye.
Q3: Which fund is more cost-effective?
SBI Contra Fund ka expense ratio 0.72% hai, jo ki Nippon India Growth Mid Cap Fund ka expense ratio 1.26% se kam hai. Haan, yeh dono fund Very High Riskometer rakhte hain, lekin SBI Contra Fund aapke liye behtar fund hai expense ratio ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price