SBI Contra Fund vs Navi Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
20.86%
Chaliye, dekho, Fund A aur Fund B dono hi Multi Cap Fund hai. Lekin itne different hai ki unme se ek khaas hai kisi ek khaas kaam ke liye. Is post mein, hum aapko bataayenge ki Fund A aur Fund B ke beech kya farq hai aur aapko konsa fund aapke investment ke liye achha hoga.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BNavi Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Navi Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 408.51 | 19.01 |
| AUM (₹ Cr) | 4.74 Lac Cr | 1.81 Lac Cr |
| Expense Ratio (%) | 0.72% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 15 |
| Sharpe Ratio | 0.72 | 0.96 |
| 1 Year Return (%) | -1.21% | 5.23% |
| 3 Year Return (%) | 16.36% | 20.86% |
| 5 Year Return (%) | 18.26% | 11.52% |
| Since Launch (%) | 15.48% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 130% | 52% |
🤖 AI Verdict – Which is Better?
Haan, sach ye hai, Fund A aur Fund B dono hi very high risk hai, lekin Fund B ka 3Y return aur expense ratio Fund A se accha hai. Lekin, long-term wealth creation ke liye, Fund A ka 5Y return aur expense ratio Fund B se behtar hai. Isliye, hum Fund A ko long-term wealth creation ke liye aapne investment ke liye better fund maante hain.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Navi Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.81 Lac Cr
- Sharpe Ratio: 0.96
📈 SIP Suitability
SIP ke liye Fund A aur Fund B dono hi accha hai, lekin Fund A ka consistency aur return stability Fund B se behtar hai. Isliye, ek monthly SIP ke liye, Fund A aapke liye behtar fund hoga.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke liye, Fund B Fund A se behtar hai. Lekin, expense ratio ke liye, Fund A Fund B se behtar hai. Isliye, risk-adjusted returns ke liye, Fund B aapke liye behtar fund hoga.
📊 Portfolio Diversification
Asset allocation ke liye, Fund A aur Fund B dono hi alag-alag hai. Fund A mein HDFC Bank Ltd. aur Reliance Industries Ltd. jaise top 3 holdings hai, jabki Fund B mein HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. jaise top 3 holdings hai. Isliye, portfolio diversification ke liye, Fund A aur Fund B dono hi accha hai, lekin Fund A ka asset allocation Fund B se behtar hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Navi Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ka 5Y return aur expense ratio Fund B se behtar hai. Isliye, long-term wealth creation ke liye, Fund A aapke liye behtar fund hoga.
Q2: Is the higher risk fund worth it?
Answer: Fund B ka volatility aur Sharpe ratio Fund A se behtar hai. Isliye, risk-adjusted returns ke liye, Fund B aapke liye behtar fund hoga.
Q3: Which fund is more cost‑effective?
Answer: Fund A ka expense ratio Fund B se behtar hai. Isliye, cost-effectiveness ke liye, Fund A aapke liye behtar fund hoga.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price