SBI Contra Fund vs Navi Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
14.7%
Aaj hum do mutual funds ke beech ka comparison karne ja rahe hain - SBI Contra Fund aur Navi Mutual Fund Large Cap Fund. Dono fund Very High riskometer ke hain, lekin kya ye unhein long-term wealth creation ke liye adhik suitable banata hai? Aapko yahaan janne ke liye hum apne article mein do fund ke beech ka comparison karne ja rahe hain.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BNavi Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Navi Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 408.51 | 497.22 |
| AUM (₹ Cr) | 4.74 Lac Cr | 2.51 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 12.72 |
| Sharpe Ratio | 0.72 | 0.64 |
| 1 Year Return (%) | -1.21% | -4.02% |
| 3 Year Return (%) | 16.36% | 14.7% |
| 5 Year Return (%) | 18.26% | 12.03% |
| Since Launch (%) | 15.48% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 130% | 30% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki long-term wealth creation ke liye, Fund A ka 3Y return, expense ratio, aur risk ke liye Fund B superior hai. Haan, Fund A ka 5Y return thoda adhik hai, lekin expense ratio aur risk ke mukabale, Fund B better hai.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Navi Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.51 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
SIP ke liye, Fund A ka consistency aur return stability Fund B se better hai. Dekho, Fund A ka 1Y return -1.21% hai, lekin 3Y return 16.36% hai. Fund B ka 1Y return -4.02% hai, lekin 3Y return 14.7% hai. Chaliye, Fund A ek achha investment option hai SIP ke liye.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke mukabale, Fund A Fund B se better hai. Haan, Fund A ka riskometer Very High hai, lekin Sharpe ratio 0.72 hai, jiska matlab hai ki Fund A ka risk-adjusted return bahut hi accha hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke mukabale, Fund A Fund B se better hai. Dekho, Fund A ka Equity allocation 81.12% hai, jiska matlab hai ki Fund A ka portfolio bahut hi diversified hai. Fund B ka Equity allocation 96.00% hai, jiska matlab hai ki Fund B ka portfolio thoda kam diversified hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Navi Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ka 5Y return 18.26% hai, jiska matlab hai ki Fund A long-term wealth creation ke liye better hai.
Q2: Is the higher risk fund worth it?
No, Fund A ka higher risk Fund B ke mukabale se thoda kam hai. Haan, Fund A ka Sharpe ratio 0.72 hai, jiska matlab hai ki Fund A ka risk-adjusted return bahut hi accha hai.
Q3: Which fund is more cost‑effective?
Sach ye hai ki Fund B ka expense ratio 0.52% hai, jiska matlab hai ki Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price