SBI Contra Fund vs Mirae Asset Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
12.03%
Aaj hum do funds ke beech comparison karne ja rahe hain - SBI Contra Fund aur Mirae Asset Mid Cap Fund. Ye dono funds apne riske ki wajah se very high category mein padte hain. Aaj humein yeh janna hai ki inmein se kaunsa fund long-term mein accha hai. Hum aapko in dono fund ki detailed comparison karke aapko sahi fund chunne mein madad karne ki koshish karenge.
[VERDICT]| Parameter | ASBI Contra Fund - Direct Plan - Growth | BMirae Asset Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Mirae Asset |
| Category | Multi Cap | Mid Cap |
| NAV (₹) | 408.51 | 38.13 |
| AUM (₹ Cr) | 4.74 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 0.72% | 1.67% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 14.96 |
| Sharpe Ratio | 0.72 | 0.37 |
| 1 Year Return (%) | -1.21% | 2.41% |
| 3 Year Return (%) | 16.36% | 12.03% |
| 5 Year Return (%) | 18.26% | 9.36% |
| Since Launch (%) | 15.48% | 13.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 22 August 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Ankit Jain (6.9 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | Indusind Bank Ltd. (3.74%), Bharat Forge Ltd. (3.49%), Lupin Ltd. (3.47%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 97.85% | Mutual Fund: 0.26% |
| Portfolio Turnover | 130% | 47% |
🤖 AI Verdict – Which is Better?
Long-term mein wealth creation ke liye, hum SBI Contra Fund ko accha fund samajhate hain. Ismein 3Y return 16.36% hai, jo ki Mirae Asset Mid Cap Fund ke 3Y return (12.03%) se badi hai. Iske alawa, SBI Contra Fund ka expense ratio 0.72% hai, jo ki Mirae Asset Mid Cap Fund ke expense ratio (1.67%) se kam hai. Aur iske saath hi, SBI Contra Fund ka riskometer bhi very high hai, lekin iska Sharpe ratio bhi 0.72 hai, jo ki Mirae Asset Mid Cap Fund ke Sharpe ratio (0.37) se accha hai. Isliye, SBI Contra Fund long-term mein accha fund hai.
[SIP_SUITABILITY]Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Mirae Asset Mid Cap Fund?
- Expense ratio: 1.67%
- 3Y return: 12.03%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 0.37
📈 SIP Suitability
10+ years ke liye monthly SIP ke liye, hum SBI Contra Fund ko accha fund samajhate hain. Ismein 3Y return thoda adhik hai, aur expense ratio bhi kam hai. Iske alawa, SBI Contra Fund ka asset allocation bhi thoda adhik hai, jo ki risk ko kam karta hai. Isliye, SBI Contra Fund monthly SIP ke liye accha fund hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio ke hisab se, hum SBI Contra Fund ko accha fund samajhate hain. SBI Contra Fund ka riskometer very high hai, lekin iska volatility 13.7 hai, jo ki Mirae Asset Mid Cap Fund ke volatility (14.96) se kam hai. Iske alawa, SBI Contra Fund ka Sharpe ratio bhi 0.72 hai, jo ki Mirae Asset Mid Cap Fund ke Sharpe ratio (0.37) se accha hai. Iske saath hi, SBI Contra Fund ka expense ratio 0.72% hai, jo ki Mirae Asset Mid Cap Fund ke expense ratio (1.67%) se kam hai. Isliye, SBI Contra Fund accha risk-adjusted return offer karta hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisab se, hum SBI Contra Fund ko thoda adhik diversified fund samajhate hain. SBI Contra Fund mein HDFC Bank Ltd., Reliance Industries Ltd., aur Biocon Ltd. jaisi companies ko thoda adhik weightage diya gaya hai, jo ki risk ko kam karta hai. Iske alawa, SBI Contra Fund ka asset allocation bhi thoda adhik hai, jo ki risk ko kam karta hai. Isliye, SBI Contra Fund portfolio diversification ke hisab se accha fund hai.
[FAQ]SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Mirae Asset Mid Cap Fund
₹1163772.71
@12.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Contra Fund SBI Contra Fund mein 5Y return 18.26% hai, jo ki Mirae Asset Mid Cap Fund ke 5Y return (9.36%) se badi hai. Isliye, SBI Contra Fund long run mein accha fund hai.
Q2: Is the higher risk fund worth it?
N/A
Q3: Which fund is more cost-effective?
SBI Contra Fund ka expense ratio 0.72% hai, jo ki Mirae Asset Mid Cap Fund ke expense ratio (1.67%) se kam hai. Isliye, SBI Contra Fund cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price