SBI Contra Fund vs Mirae Asset Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
11.03%
Aaj hum aapko do mahatvapurn fundon ke beech ka comparison karne ja rahe hain - SBI Contra Fund aur Mirae Asset Large Cap Fund. Ye donon fund bade investors ke liye upyukt hain, lekin kya ek se adhik achha hai? Dekho keh hum aapko janne ke liye.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BMirae Asset Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Mirae Asset |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 408.51 | 122.90 |
| AUM (₹ Cr) | 4.74 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.57% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 11.64 |
| Sharpe Ratio | 0.72 | 0.39 |
| 1 Year Return (%) | -1.21% | -2% |
| 3 Year Return (%) | 16.36% | 11.03% |
| 5 Year Return (%) | 18.26% | 10.78% |
| Since Launch (%) | 15.48% | 14.98% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Gaurav Misra (7.3 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY 100 Total Return Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | HDFC Bank Ltd. (9.15%), ICICI Bank Ltd. (8.12%), Reliance Industries Ltd. (5.76%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 99.63% | Mutual Fund: 0.17% |
| Portfolio Turnover | 130% | 20% |
🤖 AI Verdict – Which is Better?
SBI Contra Fund aur Mirae Asset Large Cap Fund donon hi Very High riskometer ke saath aate hain, lekin long-term wealth creation ke liye hum SBI Contra Fund ko better fund kehenge, jiske liye 3Y return 16.36% hai, expense ratio 0.72% hai, aur riskometer Very High hai.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Mirae Asset Large Cap Fund?
- Expense ratio: 0.57%
- 3Y return: 11.03%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Aapko monthly SIP kiya hai aur aapko 10+ years ke liye plan karna hai, to SBI Contra Fund aapke liye better hoga, kyonki 3Y return aur return stability ke liye yeh fund better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke liye humein SBI Contra Fund ko better fund kehna padega, kyonki yeh fund 3Y return 16.36% hai, riskometer Very High hai, volatility 13.7 hai, Sharpe ratio 0.72 hai, aur expense ratio 0.72% hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye humein Mirae Asset Large Cap Fund ko better fund kehna padega, kyonki yeh fund HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd. ke liye 99.63% investment karta hai, aur SBI Contra Fund HDFC Bank Ltd, Reliance Industries Ltd., aur Biocon Ltd. ke liye 81.12% investment karta hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Mirae Asset Large Cap Fund
₹1096870.77
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Contra Fund 5Y mein 18.26% aur 3Y mein 16.36% return deta hai, jiska ant yaad rakho.
Q2: Is the higher risk fund worth it?
SBI Contra Fund ki higher risk yeh hai ki yeh fund volatility 13.7 aur Sharpe ratio 0.72 ke saath aata hai, lekin long-term wealth creation ke liye yeh fund aapke liye upyukt ho sakta hai.
Q3: Which fund is more cost‑effective?
Mirae Asset Large Cap Fund ki expense ratio 0.57% hai, jiska ant yaad rakho, lekin SBI Contra Fund ki expense ratio bhi 0.72% hai, jisse yeh fund bhi cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price