SBI Contra Fund vs Kotak Mahindra Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
12.82%
Dekho, aapke paas do funds hain - SBI Contra Fund aur Kotak Mahindra Large Cap Fund. Ye dono funds bahut hi jatil hain, lekin humein unke categories aur aapke liye kya hoga, yeh dekhne ki zarurat hai. Chaliye, humein fund A aur fund B ke beech ki tulna karte hain aur aapko batate hain ki aapko kiski zarurat hai.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BKotak Mahindra Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Kotak Mahindra |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 408.51 | 635.60 |
| AUM (₹ Cr) | 4.74 Lac Cr | 3.81 Lac Cr |
| Expense Ratio (%) | 0.72% | 1.36% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 11.32 |
| Sharpe Ratio | 0.72 | 0.56 |
| 1 Year Return (%) | -1.21% | -2.46% |
| 3 Year Return (%) | 16.36% | 12.82% |
| 5 Year Return (%) | 18.26% | 12.2% |
| Since Launch (%) | 15.48% | 13.87% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Harsha Upadhyaya (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 130% | 16% |
🤖 AI Verdict – Which is Better?
Haan, humein fund A aur fund B ke beech ke verdict dene ki zarurat hai. Dekho, fund A ka 3Y return 16.36% hai, jiski tulna fund B ke 12.82% se karegi. Lekin expense ratio aur riskometer ko bhi dekhna hoga. Sach ye hai ki fund A ka expense ratio 0.72% hai, fund B ka 1.36%. Riskometer bhi fund A ka very high hai. Toh fund A aapke liye better hai.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Kotak Mahindra Large Cap Fund?
- Expense ratio: 1.36%
- 3Y return: 12.82%
- AUM: 3.81 Lac Cr
- Sharpe Ratio: 0.56
📈 SIP Suitability
SIP ke liye fund A aur fund B dono suitable hain. Lekin fund A ka consistency aur return stability fund B se jyada hai. Dekho, fund A ka 1Y return -1.21% hai, fund B ka -2.46%. Toh fund A aapke SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ko dekhkar fund A aur fund B dono fund very high risk hain. Lekin Sharpe ratio aur expense ratio ko dekhkar fund A aapke liye better hai. Fund A ka Sharpe ratio 0.72 hai, fund B ka 0.56. Toh fund A aapke risk-adjusted returns ke liye better hai.
📊 Portfolio Diversification
Fund A aur fund B dono fund asset allocation ke liye alag-alag hain. Fund A ka asset allocation equity, T-Bills, forgn. Eq, debenture, CD, REITs, call option aur futures ke liye hai. Fund B ka asset allocation bhi equity aur T-Bills ke liye hai. Lekin fund A ka asset allocation fund B se jyada diversified hai. Dekho, fund A ka equity 81.12% hai, fund B ka 96.00%.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Kotak Mahindra Large Cap Fund
₹1220113.26
@12.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 18.26% hai, jiski tulna fund B ke 12.2% se karegi. Toh fund A aapke liye better hai.
Q2: Is the higher risk fund worth it?
Fund A aur fund B dono fund very high risk hain, lekin fund A ka Sharpe ratio 0.72 hai, fund B ka 0.56. Toh fund A aapke risk-adjusted returns ke liye better hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.72% hai, fund B ka 1.36%. Toh fund A aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price