SBI Contra Fund vs ICICI Prudential Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
15.42%
Ek baar phir humein do naye funds ke beech ka comparison karna hai. Fund A 'SBI Contra Fund' hai, jo multi-cap category mein aata hai. Fund B 'ICICI Prudential Small Cap Fund' hai jo small cap category mein aata hai. Aaj hum isse dekhte hai ki in dono funds mein kya kya difference hai aur kis fund mein long- term mein paise kamaye ja sakte hain.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BICICI Prudential Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | ICICI Prudential |
| Category | Multi Cap | Small Cap |
| NAV (₹) | 408.51 | 96.92 |
| AUM (₹ Cr) | 4.74 Lac Cr | 2.27 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 17.48 |
| Sharpe Ratio | 0.72 | 0.51 |
| 1 Year Return (%) | -1.21% | 1.68% |
| 3 Year Return (%) | 16.36% | 15.42% |
| 5 Year Return (%) | 18.26% | 17.22% |
| Since Launch (%) | 15.48% | 16.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Harsh Upadhyaya; Sharmila D'Silva (4.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 130% | 21% |
🤖 AI Verdict – Which is Better?
Sach ye hai, fund A 'SBI Contra Fund' zyada sahi fund hai long-term wealth creation ke liye. Iska 3 saal ka return 16.36% hai, jo fund B 'ICICI Prudential Small Cap Fund' ke 15.42% se zyada hai. Sath hi, fund A ka expense ratio 0.72% hai, jo fund B ka 0.82% se thoda kam hai. Aur, fund A ka riskometer 'very high' hai, lekin Sharpe ratio 0.72 hai, jo fund B ke 0.51 se zyada hai. Isliye, fund A zyada sahi fund hai long-term mein paise kamane ke liye.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider ICICI Prudential Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 15.42%
- AUM: 2.27 Lac Cr
- Sharpe Ratio: 0.51
📈 SIP Suitability
Kisi bhi SIP ke liye fund A 'SBI Contra Fund' sahi hai. Iska 3 saal ka return 16.36% hai aur expense ratio 0.72% hai, jo fund B se kam hai. Sath hi, fund A ka asset allocation bhi kam jukti hai, jo fund B ke asset allocation se kam hai. Isliye, fund A SIP ke liye sahi fund hai.
⚠️ Risk & Cost Analysis
Isme do fund ke beech riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison hai. Fund A ka riskometer 'very high' hai, lekin Sharpe ratio 0.72 hai, jo fund B ke 0.51 se zyada hai. Fund A ka expense ratio 0.72% hai, jo fund B ka 0.82% se kam hai. Isliye, fund A zyada sahi fund hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Isme do fund ke asset allocation aur top holdings concentration ka comparison hai. Fund A ka asset allocation equity mein 81.12% hai, jo fund B ke 91% se kam hai. Sath hi, fund A ka top holdings concentration bhi kam hai, jo fund B ke top holdings concentration se kam hai. Isliye, fund A portfolio diversification ke liye sahi fund hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
ICICI Prudential Small Cap Fund
₹1429907.82
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, fund A 'SBI Contra Fund' long run mein zyada sahi fund hai. Iska 5 saal ka return 18.26% hai, jo fund B ke 17.22% se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, fund A 'SBI Contra Fund' ka riskometer 'very high' hai, lekin Sharpe ratio 0.72 hai, jo fund B ke 0.51 se zyada hai. Isliye, fund A zyada sahi fund hai.
Q3: Which fund is more cost-effective?
Sach ye hai, fund A 'SBI Contra Fund' expense ratio 0.72% hai, jo fund B ka 0.82% se kam hai. Isliye, fund A zyada sahi fund hai cost-effectiveness ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price