SBI Contra Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
20.43%
Agar aapka investment ki soch hai, toh yeh article aapke liye haan. Duniya ke sabse bade mutual funds ek mutual fund aur doosra ek multi cap fund hai. Dekho, yeh dono fund apne apne tareeke se investment ke liye aapke liye sahi ho sakte hain. Chaliye, yeh padhkar aapko bataunga ki kis fund mein aapko investment karne ki sochni chahiye.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | ICICI Prudential |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 408.51 | 934.98 |
| AUM (₹ Cr) | 4.74 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 0.72% | 1.74% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 13.2 |
| Sharpe Ratio | 0.72 | 1.06 |
| 1 Year Return (%) | -1.21% | 6.9% |
| 3 Year Return (%) | 16.36% | 20.43% |
| 5 Year Return (%) | 18.26% | 17.37% |
| Since Launch (%) | 15.48% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 97.97% |
| Portfolio Turnover | 130% | 45% |
🤖 AI Verdict – Which is Better?
Ab, yeh sawal hai ki kis fund mein aapko investment karne ki sochni chahiye. Fund A ka 3Y return 16.36% hai, jiska 5Y return 18.26% hai. Lekin, expense ratio 0.72% hai. Fund B ka 3Y return 20.43% hai, jiska 5Y return 17.37% hai. Lekin, expense ratio 1.74% hai. Sach ye hai ki Fund A mein aapko jyada return milega lekin Fund B mein expense ratio jyada hai. Haan, Fund A mein aapko long-term mein wealth creation ke liye investment karne ki sochni chahiye.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 1.74%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.06
📈 SIP Suitability
Agar aapko monthly SIP ke liye investment ki soch hai, toh fund A better hai. Fund A ka 5Y return 18.26% hai, jo ki Fund B ka 5Y return 17.37% se jyada hai. Lekin, fund B ka asset allocation jyada hai. Chaliye, fund A mein aapko consistent return milne ki sambhavana hai.
⚠️ Risk & Cost Analysis
Ab, yeh sawal hai ki kis fund mein aapko investment karne ki sochni chahiye. Fund A ka riskometer very high hai, lekin volatility 13.7 hai. Fund B ka riskometer bhi very high hai, lekin volatility 13.2 hai. Sharpe ratio bhi important hai. Fund A ka Sharpe ratio 0.72 hai, jiska 1.06 Fund B ka Sharpe ratio hai. Sach ye hai ki Fund B mein aapko better risk-adjusted return milne ki sambhavana hai.
📊 Portfolio Diversification
Ab, yeh sawal hai ki kis fund mein aapko investment karne ki sochni chahiye. Fund A ka asset allocation jyada hai. Equity mein 81.12% aur Forgn. Eq. 2.19% hai. Fund B ka asset allocation bhi jyada hai. Equity mein 97.97% hai. Lekin, Fund A ka top holdings concentration jyada hai. HDFC Bank Ltd. mein 6.59% aur Reliance Industries Ltd. mein 5.35% hai. Fund B ka top holdings concentration kam hai. BSE Ltd. mein 3.31% aur Ultratech Cement Ltd. mein 2.85% hai. Sach ye hai ki Fund B mein aapko better portfolio diversification milne ki sambhavana hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ka 5Y return 18.26% hai, jo ki Fund B ka 5Y return 17.37% se jyada hai. Haan, Fund A mein aapko long-term mein wealth creation ke liye investment karne ki sochni chahiye.
Q2: Is the higher risk fund worth it?
Answer: Fund B ka Sharpe ratio 1.06 hai, jo ki Fund A ka Sharpe ratio 0.72 se jyada hai. Haan, Fund B mein aapko better risk-adjusted return milne ki sambhavana hai.
Q3: Which fund is more cost-effective?
Answer: Fund A ka expense ratio 0.72% hai, jo ki Fund B ka expense ratio 1.74% se kam hai. Haan, Fund A mein aapko expense ratio ke liye better option hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price