SBI Contra Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
20.43%
Dekho, investors! Today, we are comparing two popular multi-cap funds in India - SBI Contra Fund and ICICI Prudential Multi Cap Fund. Both funds have a "Very High" riskometer, but which one offers better long-term returns? Chaliye, let's dive in and find out!
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | ICICI Prudential |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 408.51 | 934.98 |
| AUM (₹ Cr) | 4.74 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.99% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 13.45 |
| Sharpe Ratio | 0.72 | 1.04 |
| 1 Year Return (%) | -1.21% | 6.9% |
| 3 Year Return (%) | 16.36% | 20.43% |
| 5 Year Return (%) | 18.26% | 17.37% |
| Since Launch (%) | 15.48% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 97.97% |
| Portfolio Turnover | 130% | 45% |
🤖 AI Verdict – Which is Better?
Haan, the ICICI Prudential Multi Cap Fund is a clear winner for long-term wealth creation. Its 3Y return is higher (20.43%) compared to SBI Contra Fund's 3Y return (16.36%). Lekin, expense ratio matters too, and ICICI Prudential's expense ratio (0.99%) is lower than SBI Contra's (0.72%). Sach ye hai, ICICI Prudential takes the cake!
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 0.99%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.04
📈 SIP Suitability
Dekho, for a monthly SIP for 10+ years, ICICI Prudential Multi Cap Fund is a better bet. Its consistency and return stability are higher compared to SBI Contra Fund. Chaliye, if you're a long-term investor, ICICI Prudential's SIP plan is the way to go!
⚠️ Risk & Cost Analysis
Haan, let's compare the riskometer, volatility, Sharpe ratio, and expense ratio of both funds. ICICI Prudential Multi Cap Fund has a lower Sharpe ratio (1.04) compared to SBI Contra Fund's (0.72), but its volatility is lower (13.45) too. Lekin, expense ratio-wise, SBI Contra Fund (0.72%) is cheaper. Sach ye hai, it's a trade-off!
📊 Portfolio Diversification
Chaliye, let's look at the asset allocation of both funds. ICICI Prudential Multi Cap Fund has a higher equity allocation (97.97%), while SBI Contra Fund has a more diversified portfolio with a lower equity allocation (81.12%). Dekho, ICICI Prudential's top holdings are concentrated in BSE, Ultratech Cement, and Jindal Steel, while SBI Contra Fund's top holdings are HDFC Bank, Reliance Industries, and Biocon. Sach ye hai, ICICI Prudential's portfolio is more concentrated, but SBI Contra Fund's is more diversified!
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
ICICI Prudential Multi Cap Fund gives better returns in the long run, with a 5Y return of 17.37% compared to SBI Contra Fund's 5Y return of 18.26%. Lekin, ICICI Prudential's 3Y return is higher (20.43%).
Q2: Is the higher risk fund worth it?
Haan, the higher risk fund (ICICI Prudential Multi Cap Fund) is worth it, considering its lower volatility (13.45) compared to SBI Contra Fund (13.7). Lekin, SBI Contra Fund has a lower Sharpe ratio (0.72) compared to ICICI Prudential's (1.04). Sach ye hai, it's a trade-off!
Q3: Which fund is more cost-effective?
SBI Contra Fund is more cost-effective, with an expense ratio of 0.72% compared to ICICI Prudential Multi Cap Fund's expense ratio of 0.99%. Lekin, ICICI Prudential's returns are higher, so it's a trade-off!
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price