SBI Contra Fund vs ICICI Prudential Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
14.81%
Aap dekho, yeh do fund Aapke pasaa kar rahe hain. Fund A, SBI Contra Fund Direct Plan Growth hai, aur Fund B, ICICI Prudential Large Cap Fund Direct Plan Growth. Fund A Multi Cap category mein hai, lekin Fund B Large Cap category mein. Is lekh mein hum yeh jaanne ki koshish karenge ki kis fund mein invest karna acha hai aur kya vishayon par dhyaan dena chahiye.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BICICI Prudential Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | ICICI Prudential |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 408.51 | 117.10 |
| AUM (₹ Cr) | 4.74 Lac Cr | 2.36 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 11.43 |
| Sharpe Ratio | 0.72 | 0.73 |
| 1 Year Return (%) | -1.21% | -2.39% |
| 3 Year Return (%) | 16.36% | 14.81% |
| 5 Year Return (%) | 18.26% | 14.18% |
| Since Launch (%) | 15.48% | 14.71% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Anish Tawakley (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 130% | 17% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ki 3Y return 16.36% hai, jise Fund B ki 3Y return 14.81% se adhik hai. Lekin Fund B ki expense ratio 0.52% hai, jo Fund A ki 0.72% se kam hai. Iske alawa, Fund B ki riskometer bhi very high hai. Dekho, Fund A ki 5Y return 18.26% hai, lekin Fund B ki 5Y return 14.18% hai. Haan, Fund A ki volatility 13.7 hai, jise Fund B ki 11.43 se adhik hai. Lekin Fund A ki Sharpe ratio 0.72 hai, jo Fund B ki 0.73 se kam hai. Isliye, hum chahte hain ki aap Fund A ki 3Y return aur expense ratio dhoondte hain, aur Fund B ki riskometer aur volatility dekhte hain.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider ICICI Prudential Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.81%
- AUM: 2.36 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
Sach ye hai, Fund A ki 3Y return aur 5Y return ka avtar Fund B se adhik hai. Lekin Fund B ki consistency aur return stability ka avtar Fund A se adhik hai. Chaliye, hum Fund A ki 1Y return aur 5Y return dekhte hain. Haan, Fund A ki volatility 13.7 hai, jo Fund B ki 11.43 se adhik hai. Lekin Fund A ki Sharpe ratio 0.72 hai, jo Fund B ki 0.73 se kam hai. Isliye, hum chahte hain ki aap Fund A ki 1Y return aur 5Y return dhoondte hain, aur Fund B ki consistency aur return stability dekhte hain.
⚠️ Risk & Cost Analysis
Sach ye hai, Fund A ki riskometer very high hai, lekin Fund B ki riskometer bhi very high hai. Lekin Fund A ki volatility 13.7 hai, jo Fund B ki 11.43 se adhik hai. Iske alawa, Fund A ki expense ratio 0.72% hai, jo Fund B ki 0.52% se adhik hai. Haan, Fund A ki Sharpe ratio 0.72 hai, jo Fund B ki 0.73 se kam hai. Isliye, hum chahte hain ki aap Fund A ki riskometer aur volatility dekhte hain, aur Fund B ki expense ratio aur Sharpe ratio dhoondte hain.
📊 Portfolio Diversification
Sach ye hai, Fund A ki asset allocation Equity, T-Bills, Forgn. Eq, Debenture, CD, REITs, Call Option, aur Futures mein hai. Fund B ki asset allocation bhi Equity aur T-Bills mein hai. Chaliye, hum Fund A ki top 3 holdings HDFC Bank Ltd, Reliance Industries Ltd, aur Biocon Ltd dekhte hain. Haan, Fund B ki top 3 holdings HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd dekhte hain. Isliye, hum chahte hain ki aap Fund A ki asset allocation aur top holdings concentration dekhte hain, aur Fund B ki sector risk dhoondte hain.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
ICICI Prudential Large Cap Fund
₹1377083.20
@14.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ki 5Y return 18.26% hai, jo Fund B ki 14.18% se adhik hai. Isliye, Fund A long run mein better returns dene ka avtar rakhta hai.
Q2: Is the higher risk fund worth it?
Fund A ki volatility 13.7 hai, jo Fund B ki 11.43 se adhik hai. Iske alawa, Fund A ki Sharpe ratio 0.72 hai, jo Fund B ki 0.73 se kam hai. Isliye, higher risk fund ke liye aapko apne risk appetite aur investment goals ka dhyan dena chahiye.
Q3: Which fund is more cost‑effective?
Fund B ki expense ratio 0.52% hai, jo Fund A ki 0.72% se kam hai. Isliye, Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price