SBI Contra Fund vs HSBC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
14.7%
Dekho, aaj hum do ek Mutual Funds ke beech ki comparison karenge. Fund A, SBI Contra Fund, ek Multi Cap fund hai, jabki Fund B, HSBC Mutual Fund Large Cap Fund, ek Large Cap fund hai. Pehle hum jante hain ki ye dono fund kya kaise perform karte hain aur phir hum decide karenge ki kis fund se long-term wealth creation hai.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BHSBC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | HSBC Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 408.51 | 497.22 |
| AUM (₹ Cr) | 4.74 Lac Cr | 1.97 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 11.46 |
| Sharpe Ratio | 0.72 | 0.72 |
| 1 Year Return (%) | -1.21% | -4.02% |
| 3 Year Return (%) | 16.36% | 14.7% |
| 5 Year Return (%) | 18.26% | 12.03% |
| Since Launch (%) | 15.48% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Cheenu Gupta (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 130% | 18% |
🤖 AI Verdict – Which is Better?
Haan, hum jante hain ki Fund A ko long-term wealth creation ke liye ek better option hai. 5 year return mein Fund A ka percentage 18.26 hai, jabki Fund B ka percentage 12.03 hai. Lekin expense ratio ke mukable Fund B kam kharcha hai. Isliye, Fund A better hai lekin expense ratio ke mukable Fund B kam kharcha hai, lekin Fund A ki aage hai.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider HSBC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.97 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
Kya ek monthly SIP ke liye Fund A ya Fund B better hai? Hum dekhte hain ki Fund A ki 3 year return mein 16.36 percentage hai, jabki Fund B ki 14.7 percentage hai. Lekin Fund A ki expense ratio 0.72% hai, jabki Fund B ki expense ratio 0.52% hai. Isliye, Fund B better hai SIP ke liye.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio sabhi factors ko dekhte huye hum dekhte hain ki Fund A ki expense ratio 0.72% hai, jabki Fund B ki expense ratio 0.52% hai. Sharpe ratio mein Fund A ki value 0.72 hai, jabki Fund B ki value 0.72 hai. Isliye, Fund B ki expense ratio kam hai aur Sharpe ratio bhi ek hi hai. Lekin Fund A ki riskometer very high hai, jabki Fund B ki riskometer bhi very high hai. Isliye, dono fund mein jyada risk hai. Lekin Fund B ki expense ratio kam hai, isliye Fund B better hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration dekhte huye hum dekhte hain ki Fund A mein Equity 81.12%, T-Bills 2.35%, Forgn. Eq 2.19%, Debenture 1.92%, CD 1.05% aur REITs 0.94% hai. Fund B mein Equity 96.00%, T-Bills 4.00% hai. Isliye, Fund B ki asset allocation jyada concentrated hai. Lekin Fund A ki portfolio mein jyada assets hai. Isliye, Fund A ki portfolio diversified hai aur Fund B ki portfolio concentrated hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
HSBC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ki 5 year return mein 18.26 percentage hai, jabki Fund B ki 5 year return mein 12.03 percentage hai. Isliye, Fund A better hai.
Q2: Is the higher risk fund worth it?
Fund A ki riskometer very high hai, jabki Fund B ki riskometer bhi very high hai. Lekin Fund B ki expense ratio kam hai, isliye Fund B better hai.
Q3: Which fund is more cost-effective?
Fund B ki expense ratio 0.52% hai, jabki Fund A ki expense ratio 0.72% hai. Isliye, Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price