SBI Contra Fund vs HDFC Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
15.78%
Dekho, aaj humein do funds ke beech meh comparison karna hai - SBI Contra Fund aur HDFC Small Cap Fund. Ye do funds alag-alag categories mein aate hain. Fund A Multi Cap Category mein hai, jabki fund B Small Cap Category mein hai. Is article mein, hum aapko apne long-term investment ke liye sabse achha fund chunne meh madad karenge. Chaliye, aur dekhiye ki kuch bhi ho sakta hai.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BHDFC Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | HDFC Mutual Fund |
| Category | Multi Cap | Small Cap |
| NAV (₹) | 408.51 | 152.64 |
| AUM (₹ Cr) | 4.74 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.73% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 16.9 |
| Sharpe Ratio | 0.72 | 0.55 |
| 1 Year Return (%) | -1.21% | 0.2% |
| 3 Year Return (%) | 16.36% | 15.78% |
| 5 Year Return (%) | 18.26% | 18.08% |
| Since Launch (%) | 15.48% | 18.02% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 30 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Chirag Setalvad; Dhruv Muchhal (11.9 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | Aster DM Healthcare Ltd. (4.42%), Bank Of Baroda (3.23%), Firstsource Solutions Ltd. (3.17%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 90.45% |
| Portfolio Turnover | 130% | 6% |
🤖 AI Verdict – Which is Better?
Haan, aapko ek clear verdict mil jayega ki long-term wealth creation ke liye konsa fund achha hai. Hum 3Y return, expense ratio aur risk ke basis par fund ke beech meh comparison karenge. Fund A ki 3Y return 16.36% hai, jabki fund B ki 3Y return 15.78% hai. Expense ratio ke hisab se bhi Fund A achha hai, kyonki uska expense ratio 0.72% hai, jabki fund B ka 0.73% hai. Lekin, riskometer ke hisab se dono funds ke beech meh fark nahi hai. Haan, Fund B ka riskometer bhi very high hai. Lekin, Fund A ka volatility 13.7 hai, jabki fund B ka 16.9 hai. Sharpe ratio ke hisab se bhi Fund A achha hai, kyonki uska sharpe ratio 0.72 hai, jabki fund B ka 0.55 hai. Sach ye hai, Fund A long-term wealth creation ke liye achha fund hai.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider HDFC Small Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 15.78%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
SIP (Systematic Investment Plan) ke hisab se bhi hum fund ke beech meh comparison karenge. Fund A ki consistency aur return stability ke hisab se bhi humaara fund achha hai. Fund A ka 5Y return 18.26% hai, jabki fund B ka 18.08% hai. Aapko ek monthly SIP ke liye 10+ saal ke liye invest karna hai, to Fund A achha fund hai.
⚠️ Risk & Cost Analysis
Hum Fund A aur fund B ke riskometer, volatility, sharpe ratio, aur expense ratio ke hisab se comparison karenge. Fund A ka riskometer very high hai, jabki fund B ka bhi very high hai. Fund A ka volatility 13.7 hai, jabki fund B ka 16.9 hai. Lekin, Fund A ka sharpe ratio 0.72 hai, jabki fund B ka 0.55 hai. Expense ratio ke hisab se bhi Fund A achha hai, kyonki uska expense ratio 0.72% hai. Sach ye hai, Fund A aapko better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Hum Fund A aur fund B ke asset allocation aur top holdings concentration ke hisab se comparison karenge. Fund A ka asset allocation Equity 81.12% hai, jabki fund B ka Equity 90.45% hai. Fund A ka asset allocation meh T-bills 2.35% hai, jabki fund B ka T-bills nahi hai. Fund A ka asset allocation meh Foreign Equity 2.19% hai, jabki fund B ka Foreign Equity nahi hai. Top holdings concentration ke hisab se bhi Fund A achha hai, kyonki uska top 3 holdings HDFC Bank, Reliance Industries, aur Biocon hai. Fund B ka top 3 holdings Aster DM Healthcare, Bank Of Baroda, aur Firstsource Solutions hai. Sach ye hai, Fund A ka asset allocation aur top holdings concentration meh bahut hi achha hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
HDFC Small Cap Fund
₹1462201.27
@15.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, Fund A 5Y return 18.26% hai, jabki fund B ka 18.08% hai. Sach ye hai, Fund A long-term wealth creation ke liye achha hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka volatility 13.7 hai, jabki fund B ka 16.9 hai. Lekin, Fund A ka sharpe ratio 0.72 hai, jabki fund B ka 0.55 hai. Sach ye hai, Fund A aapko better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
Haan, Fund A ka expense ratio 0.72% hai, jabki fund B ka 0.73% hai. Sach ye hai, Fund A aapko cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price