SBI Contra Fund vs HDFC Infra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
7.4%
Hum ek baar phir se Fund A aur Fund B ke liye tumhare paas aaye hain. Fund A hai SBI Contra Fund Direct Plan Growth, jo Multi Cap category mein hai, aur Fund B hai HDFC Infra Fund Direct Plan Growth, jo Thematic category mein hai. Aaj hamaare paas ye sawaal hai ki konsa fund long-term wealth creation ke liye achha hai. Dekho, hum tumhe batayenge kaise hum dono fund ko compare karenge.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BHDFC Infra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | HDFC Mutual Fund |
| Category | Multi Cap | Thematic |
| NAV (₹) | 408.51 | 33.77 |
| AUM (₹ Cr) | 4.74 Lac Cr | 2.19 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.5% |
| Riskometer | Very High | Moderate |
| Volatility | 13.7 | 14.88 |
| Sharpe Ratio | 0.72 | 0.06 |
| 1 Year Return (%) | -1.21% | 6.36% |
| 3 Year Return (%) | 16.36% | 7.4% |
| 5 Year Return (%) | 18.26% | 6.49% |
| Since Launch (%) | 15.48% | 6.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Roshi Jain (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Infrastructure TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | HDFC Bank Ltd. (5.8%), ICICI Bank Ltd. (5.2%), Larsen & Toubro Ltd. (4.9%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 130% | 35% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ka 3Y return 16.36% hai, jo Fund B ka 7.4% se zyada hai. Lekin expense ratio mein Fund B kam hai, 0.5% Fund A ke 0.72% se kam hai. Riskometer mein bhi Fund B kam hai, Moderate, jabki Fund A ka riskometer Very High hai. To, hum aapke liye Fund B ko better fund ke roop mein sambodhit karte hain.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider HDFC Infra Fund?
- Expense ratio: 0.5%
- 3Y return: 7.4%
- AUM: 2.19 Lac Cr
- Sharpe Ratio: 0.06
📈 SIP Suitability
SIP ke liye hum dono fund ko compare karenge. Fund A ka 1Y return -1.21% hai, jabki Fund B ka 1Y return 6.36% hai. Lekin consistency ke liye hum dekhenge. Fund A ka 5Y return 18.26% hai, jo Fund B ka 6.49% se kam hai. To, hum aapke liye Fund B ko better fund ke roop mein sambodhit karte hain SIP ke liye.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio - hum dono fund ko compare karenge. Fund A ka riskometer Very High hai, jabki Fund B ka Moderate hai. Volatility mein bhi Fund A 13.7 se hai, jabki Fund B 14.88 se hai. Sharpe ratio mein Fund A 0.72 se hai, jabki Fund B 0.06 se hai. Lekin expense ratio mein Fund B 0.5% se hai, jabki Fund A 0.72% se hai. To, hum aapke liye Fund B ko better fund ke roop mein sambodhit karte hain.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration - hum dono fund ko compare karenge. Fund A ka asset allocation mein Equity 81.12% hai, jabki Fund B ka Equity 95.00% hai. Top holdings concentration mein bhi Fund B ka concentration kam hai, HDFC Bank Ltd. (5.8%), ICICI Bank Ltd. (5.2%), Larsen & Toubro Ltd. (4.9%) - ye Fund A ke top holdings ki comparison hai. To, hum aapke liye Fund B ko better fund ke roop mein sambodhit karte hain.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
HDFC Infra Fund
₹890195.03
@7.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 18.26% hai, jo Fund B ka 6.49% se kam hai. Lekin Fund B ka 3Y return 7.4% hai, jo Fund A ka 16.36% se kam hai. To, hum aapke liye Fund A ko better fund ke roop mein sambodhit karte hain long-term wealth creation ke liye.
Q2: Is the higher risk fund worth it?
Sach ye hai, Fund A ka riskometer Very High hai, jabki Fund B ka Moderate hai. Lekin volatility mein bhi Fund A 13.7 se hai, jabki Fund B 14.88 se hai. Sharpe ratio mein Fund A 0.72 se hai, jabki Fund B 0.06 se hai. To, hum aapke liye Fund A ko better fund ke roop mein sambodhit karte hain lekin yeh sawaal hai ki kya aap iske liye taiyaar hain.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.5% hai, jo Fund A ke 0.72% se kam hai. To, hum aapke liye Fund B ko better fund ke roop mein sambodhit karte hain cost-effectiveness ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price