SBI Contra Fund vs Groww Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
20.86%
Yeh do funds don't just koi random cheez hai, dekho. SBI Contra Fund aur Groww Mutual Fund Multi Cap Fund dono hi multi cap funds hain. Agar aap long-term investment kar rahe hain, toh ye review aapko kuch sahi kehne mein madad karega.
[VERDICT]| Parameter | ASBI Contra Fund - Direct Plan - Growth | BGroww Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Groww Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 408.51 | 19.01 |
| AUM (₹ Cr) | 4.74 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 0.72% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 12.95 |
| Sharpe Ratio | 0.72 | 1.11 |
| 1 Year Return (%) | -1.21% | 5.23% |
| 3 Year Return (%) | 16.36% | 20.86% |
| 5 Year Return (%) | 18.26% | 0.27% |
| Since Launch (%) | 15.48% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 130% | 26% |
🤖 AI Verdict – Which is Better?
Ab bas ek baat hai, Fund B chala hai. Groww Mutual Fund Multi Cap Fund ka 3Y return 20.86% hai, jo SBI Contra Fund ka 3Y return se bada hai. Expense ratio bhi kam hai, lekin riskometer bhi theek hi hai. Haan, Fund B long-term wealth creation ke liye better option hai.
[SIP_SUITABILITY]Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Groww Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
SIP ke liye Fund B better hai. Iska 3Y return stable hai, aur consistency bhi theek hai. SBI Contra Fund ka 3Y return kuch zyada upar aur neeche hai, lekin Fund B ka ek steady performance dikh raha hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio sab ke liye Fund B better hai. Volatility 12.95 hai, jiska Sharpe ratio 1.11 hai, aur expense ratio 1.68% hai. SBI Contra Fund ka volatility aur Sharpe ratio bhi theek hi hai, lekin expense ratio high hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye Fund B better hai. Equity ka share 97.00% hai, aur top holdings mein HDFC Bank, ICICI Bank, aur Reliance Industries hain. SBI Contra Fund ka asset allocation theek hi hai, lekin top holdings mein HDFC Bank, Reliance Industries, aur Biocon hain.
[FAQ]SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Groww Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Ab ek baat hai, Fund B ka 5Y return 0.27% hai, jiska 3Y return 20.86% hai. Isliye, Fund B long-term ke liye better hai.
Q2: Is the higher risk fund worth it?
Volatility 12.95 hai, jiska Sharpe ratio 1.11 hai. Isliye, Fund B ka risk-adjusted return better hai. Haan, Fund B worth it hai.
Q3: Which fund is more cost-effective?
Expense ratio Fund B ka 1.68% hai, aur SBI Contra Fund ka 0.72% hai. Isliye, SBI Contra Fund cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price