SBI Contra Fund vs Groww Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
14.7%
Dekho, aaj hum do mutual funds ke beech ki comparison karenge - SBI Contra Fund aur Groww Mutual Fund Large Cap Fund. Ye dono fund ek-ek se alag category mein hain. Fund A ek multi-cap fund hai, jabki fund B ek large-cap fund hai. Hum is article mein aapko pata chalayenge ki konsa fund long-term wealth creation ke liye better hai.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BGroww Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Groww Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 408.51 | 497.22 |
| AUM (₹ Cr) | 4.74 Lac Cr | 2.54 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 13.05 |
| Sharpe Ratio | 0.72 | 0.63 |
| 1 Year Return (%) | -1.21% | -4.02% |
| 3 Year Return (%) | 16.36% | 14.7% |
| 5 Year Return (%) | 18.26% | 12.03% |
| Since Launch (%) | 15.48% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 130% | 33% |
🤖 AI Verdict – Which is Better?
Sach ye hai, fund A aur fund B dono mein very high riskometer hai, lekin fund A ke 5Y return 18.26% hai, jabki fund B ka 5Y return 12.03% hai. Haan, expense ratio bhi ek factor hai, aur fund A ka expense ratio fund B se 0.2% zyada hai. Lekin 3Y return aur riskometer ke hisab se, fund A better hai.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Groww Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.54 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
Sach mein, SIP ke liye fund A better hai. Fund A ka 3Y return fund B se 1.66% zyada hai, aur expense ratio bhi kam hai. Chaliye, SIP ke liye fund A ka 3.5% monthly return fund B ke 2.4% monthly return se bhi zyada hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisab se, fund A aur fund B dono mein very high risk hai. Lekin Sharpe ratio ke hisab se, fund A better hai. Fund A ka Sharpe ratio 0.72 hai, jabki fund B ka Sharpe ratio 0.63 hai. Haan, expense ratio bhi ek factor hai, aur fund A ka expense ratio fund B se 0.2% zyada hai.
📊 Portfolio Diversification
Asset allocation ke hisab se, fund A aur fund B dono mein alag hain. Fund A mein equity 81.12% hai, jabki fund B mein equity 96% hai. Haan, top holdings concentration ke hisab se, fund A mein HDFC Bank Ltd. aur Reliance Industries Ltd. ki exposure zyada hai, jabki fund B mein HDFC Bank Ltd. aur ICICI Bank Ltd. ki exposure zyada hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Groww Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, fund A ka 5Y return fund B se 6.23% zyada hai. Haan, 3Y return bhi fund A ka fund B se 1.66% zyada hai.
Q2: Is the higher risk fund worth it?
Haan, fund A ka Sharpe ratio fund B se 0.09 zyada hai, lekin volatility bhi fund A ka fund B se 0.65 zyada hai. Lekin 5Y return aur 3Y return ke hisab se, fund A better hai.
Q3: Which fund is more cost‑effective?
Sach mein, fund B ka expense ratio fund A se 0.2% kam hai. Haan, exit load bhi ek factor hai, lekin ismein dono fund mein exit load N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price