SBI Contra Fund vs Franklin Templeton Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
14.7%
Dekho, aapke paas do fund hain - SBI Contra Fund aur Franklin Templeton Large Cap Fund. Sabse pahle, hum jaante hain ki SBI Contra Fund Multi Cap category mein hai, jabki Franklin Templeton Large Cap Fund Large Cap category mein hai. Aaj, hum aapko batayenge ki kis fund mein invest karna achha hai.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BFranklin Templeton Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Franklin Templeton |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 408.51 | 497.22 |
| AUM (₹ Cr) | 4.74 Lac Cr | 2.11 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 12.76 |
| Sharpe Ratio | 0.72 | 0.64 |
| 1 Year Return (%) | -1.21% | -4.02% |
| 3 Year Return (%) | 16.36% | 14.7% |
| 5 Year Return (%) | 18.26% | 12.03% |
| Since Launch (%) | 15.48% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 130% | 31% |
🤖 AI Verdict – Which is Better?
Lekin, hum aapko batayenge ki kis fund mein long-term wealth creation hoga. Dekhiye, SBI Contra Fund ke 3Y return hain 16.36%, jabki Franklin Templeton Large Cap Fund ke 3Y return hain 14.7%. Ab, expense ratio ka sawal hai. SBI Contra Fund ka expense ratio 0.72% hai, jabki Franklin Templeton Large Cap Fund ka expense ratio 0.52% hai. Aakhir mein, hum aapko riskometer ke anusaar fund chunne ki suggestion degaye.
Sach ye hai, SBI Contra Fund better fund hai.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Franklin Templeton Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.11 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Chaliye, aapko pata hai ki aap monthly SIP ka investment karte hain. To, aapko pata hai ki SBI Contra Fund ka 3Y return 16.36% hai, jabki Franklin Templeton Large Cap Fund ka 3Y return 14.7% hai. SBI Contra Fund ka consistency aur return stability bhi acchi hai.
Isliye, SBI Contra Fund better hai monthly SIP ke liye.
⚠️ Risk & Cost Analysis
Haan, ab riskometer ke anusaar hum aapko batayenge. SBI Contra Fund ka riskometer very high hai, jabki Franklin Templeton Large Cap Fund ka bhi very high hai. Lekin, SBI Contra Fund ka volatility 13.7 hai, jabki Franklin Templeton Large Cap Fund ka 12.76 hai. Sharpe ratio ka sawal hai, to SBI Contra Fund ka Sharpe ratio 0.72 hai, jabki Franklin Templeton Large Cap Fund ka 0.64 hai. Expense ratio ka sawal hai, to SBI Contra Fund ka expense ratio 0.72% hai, jabki Franklin Templeton Large Cap Fund ka 0.52% hai.
Sach ye hai, SBI Contra Fund better hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Chaliye, aapko pata hai ki asset allocation ka kya matalab hai. SBI Contra Fund ka equity allocation 81.12% hai, jabki Franklin Templeton Large Cap Fund ka equity allocation 96.00% hai. T-Bills ka allocation SBI Contra Fund mein 2.35% hai, jabki Franklin Templeton Large Cap Fund mein 4.00% hai. Dekhiye, SBI Contra Fund ka asset allocation aur top holdings concentration bhi acchi hai.
Isliye, SBI Contra Fund portfolio diversification mein better hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Franklin Templeton Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Contra Fund ka 5Y return 18.26% hai, jabki Franklin Templeton Large Cap Fund ka 5Y return 12.03% hai. Isliye, SBI Contra Fund better hai long-term returns ke liye.
Q2: Is the higher risk fund worth it?
SBI Contra Fund ka volatility 13.7 hai, jabki Franklin Templeton Large Cap Fund ka 12.76 hai. Sharpe ratio ka sawal hai, to SBI Contra Fund ka Sharpe ratio 0.72 hai, jabki Franklin Templeton Large Cap Fund ka 0.64 hai. Isliye, SBI Contra Fund better hai risk-adjusted returns ke liye.
Q3: Which fund is more cost-effective?
SBI Contra Fund ka expense ratio 0.72% hai, jabki Franklin Templeton Large Cap Fund ka expense ratio 0.52% hai. Isliye, Franklin Templeton Large Cap Fund better hai cost-effectiveness ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price