SBI Contra Fund vs Franklin Templeton Flexi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
14.63%
Dekho, aaj hum do mutual funds ke bare mein baat karenge - SBI Contra Fund aur Franklin Templeton Flexi Cap Fund. In donon funds ke categories aur characteristics alag alag hain. Aap yahaan jaanne wale hain ki aapko kya seekhne ko milenge.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BFranklin Templeton Flexi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Franklin Templeton |
| Category | Multi Cap | Flexi Cap |
| NAV (₹) | 408.51 | 110.79 |
| AUM (₹ Cr) | 4.74 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.96% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 14.27 |
| Sharpe Ratio | 0.72 | 0.57 |
| 1 Year Return (%) | -1.21% | -2.38% |
| 3 Year Return (%) | 16.36% | 14.63% |
| 5 Year Return (%) | 18.26% | 12.31% |
| Since Launch (%) | 15.48% | 14.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | HDFC Bank Ltd. (8.2%), ICICI Bank Ltd. (6.9%), Infosys Ltd. (5.5%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 130% | 48% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Franklin Templeton Flexi Cap Fund aapke liye long-term wealth creation ke liye achha vikalp hai. Iska 3Y return 14.63% hai, jo SBI Contra Fund ki 16.36% se kam hai lekin expense ratio thoda kam hai, 0.96% vs 0.72%. Riskometer bhi donon hi Very High hai, lekin Flexi Cap Fund ka Sharpe ratio thoda accha hai, 0.57 vs 0.72. Isliye, haan, Franklin Templeton Flexi Cap Fund aapke liye better vikalp hai.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Franklin Templeton Flexi Cap Fund?
- Expense ratio: 0.96%
- 3Y return: 14.63%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.57
📈 SIP Suitability
SIP Suitability ko dekho, toh Franklin Templeton Flexi Cap Fund monthly SIP ke liye thoda achha hai. Iska 3Y return stability aur consistency ke liye thoda accha hai. SBI Contra Fund ka 1Y return thoda kam hai, lekin 5Y return donon hi accha hai. Isliye, chaliye, Franklin Templeton Flexi Cap Fund SIP ke liye achha vikalp hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye dekho, toh donon funds hi Very High hai. Lekin Sharpe ratio ke liye dekho, toh Franklin Templeton Flexi Cap Fund ka Sharpe ratio thoda accha hai, 0.57 vs 0.72. Expense ratio ke liye dekho, toh Franklin Templeton Flexi Cap Fund ka expense ratio thoda kam hai, 0.96% vs 0.72%. Isliye, haan, Franklin Templeton Flexi Cap Fund better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Asset allocation ko dekho, toh Franklin Templeton Flexi Cap Fund ka asset allocation thoda accha hai. Iska 95% equity hai, jo SBI Contra Fund ki 81.12% se jyada hai. Top holdings concentration ke liye dekho, toh Franklin Templeton Flexi Cap Fund ka top holdings concentration thoda accha hai. Iska HDFC Bank Ltd. 8.2%, ICICI Bank Ltd. 6.9%, aur Infosys Ltd. 5.5% hai. Isliye, haan, Franklin Templeton Flexi Cap Fund more diversified hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Franklin Templeton Flexi Cap Fund
₹1361937.60
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, SBI Contra Fund ka 5Y return 18.26% hai, jo Franklin Templeton Flexi Cap Fund ki 12.31% se jyada hai. Isliye, SBI Contra Fund better returns deta hai long run mein.
Q2: Is the higher risk fund worth it?
Haan, higher risk fund worth hai. Franklin Templeton Flexi Cap Fund ka volatility 14.27 hai, jo SBI Contra Fund ki 13.7 se jyada hai. Lekin Sharpe ratio ke liye dekho, toh Franklin Templeton Flexi Cap Fund ka Sharpe ratio thoda accha hai, 0.57 vs 0.72. Isliye, haan, Franklin Templeton Flexi Cap Fund worth hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Franklin Templeton Flexi Cap Fund ka expense ratio 0.96% hai, jo SBI Contra Fund ki 0.72% se jyada hai. Isliye, Franklin Templeton Flexi Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price