SBI Contra Fund vs Edelweiss Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
6.99%
Dekho, aaj hum do mutual funds ke beech ka comparison karne ja rhe hain - SBI Contra Fund aur Edelweiss Liquid Fund. Fund A ek Multi Cap fund hai, jabki Fund B ek Liquid Fund hai. Hamare paas investment ke liye kuch vikalp hain, chaliye hum dekhate hain kis fund mein investing karne se humko zyada benefit hoga.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Edelweiss Mutual Fund |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 408.51 | 3598.40 |
| AUM (₹ Cr) | 4.74 Lac Cr | 4.21 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 13.7 | 0.13 |
| Sharpe Ratio | 0.72 | 3.77 |
| 1 Year Return (%) | -1.21% | 6.24% |
| 3 Year Return (%) | 16.36% | 6.99% |
| 5 Year Return (%) | 18.26% | 6.17% |
| Since Launch (%) | 15.48% | 72.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 27 November 2016 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 130% | 295% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ne 3Y me 16.36% ka return diya hai, jo Fund B ki 6.99% se bahut zyada hai. Lekin, expense ratio ke mukabla Fund B kamjor hai, 0.12% se Fund A ka 0.72% bahut zyada hai. Lekin, riskometer ke mukabla Fund A bahut zyada hai, to hum sochte hain ki Fund B ki consistency humari zaroorat hai.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Edelweiss Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.99%
- AUM: 4.21 Lac Cr
- Sharpe Ratio: 3.77
📈 SIP Suitability
Haan, SIP ke liye Fund B kitna viksit hai, lekin Fund A ka long term return kitna zyada hai. Lekin, Fund A ka riskometer bahut zyada hai, to hum sochte hain ki Fund B ki stability humari zaroorat hai.
⚠️ Risk & Cost Analysis
Fund A ka riskometer Very High hai, jabki Fund B ka Low hai, to hum sochte hain ki Fund B kitna kam risk hai. Lekin, Fund A ka Sharpe ratio 0.72 hai, jo Fund B ka 3.77 se kam hai. Lekin, expense ratio ke mukabla Fund B kamjor hai, 0.12% se Fund A ka 0.72% bahut zyada hai.
📊 Portfolio Diversification
Hamare paas asset allocation dekhne ko milta hai, lekin Fund A mein Equity 81.12% hai, jabki Fund B mein T-Bills 65.00% hai. Lekin, Fund A ka asset allocation kitna viksit hai, lekin Fund B ka concentration kitna kam hai. Lekin, sector risk ke mukabla Fund A bahut zyada hai, to hum sochte hain ki Fund B ki diversification humari zaroorat hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Edelweiss Mutual Fund Liquid Fund
₹869986.27
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ne 5Y me 18.26% ka return diya hai, jo Fund B ki 6.17% se bahut zyada hai. Lekin, long term return ke mukabla Fund B ki consistency humari zaroorat hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka Sharpe ratio 0.72 hai, jo Fund B ka 3.77 se kam hai. Lekin, Fund A ka riskometer Very High hai, to hum sochte hain ki Fund B ki stability humari zaroorat hai.
Q3: Which fund is more cost‑effective?
Fund B ka expense ratio 0.12% hai, jo Fund A ka 0.72% se kam hai. Lekin, expense ratio ke mukabla Fund A ka AUM 47352.17 Cr hai, jo Fund B ka 42120 Cr se zyada hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price