SBI Contra Fund vs Canara Robeco Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
6.96%
Today, we'll compare two funds from different categories. Fund A is the SBI Contra Fund - Direct Plan - Growth, a multi-cap fund, while Fund B is the Canara Robeco Liquid Fund - Direct Plan - Growth, a liquid fund. Dekho, let's see which fund suits your long-term wealth creation goals.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BCanara Robeco Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Canara Robeco |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 408.51 | 3337.33 |
| AUM (₹ Cr) | 4.74 Lac Cr | 3.95 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 13.7 | 0.11 |
| Sharpe Ratio | 0.72 | 4.18 |
| 1 Year Return (%) | -1.21% | 6.22% |
| 3 Year Return (%) | 16.36% | 6.96% |
| 5 Year Return (%) | 18.26% | 6.13% |
| Since Launch (%) | 15.48% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Shridatta Bhandwaldar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 130% | 223% |
🤖 AI Verdict – Which is Better?
Sach ye hai, for long-term wealth creation, we need to look at the 3Y return, expense ratio, and riskometer. Fund A's 3Y return is 16.36%, while Fund B's 3Y return is 6.96%. Expense ratio of Fund A is 0.72%, while Fund B's expense ratio is 0.12%. Riskometer of Fund A is Very High, while Fund B is Low. Lekin, Fund A's consistency and return stability make it a better choice for long-term wealth creation.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Canara Robeco Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.96%
- AUM: 3.95 Lac Cr
- Sharpe Ratio: 4.18
📈 SIP Suitability
Kya, SIP suitability ke liye hum monthly SIP ke liye Fund A ya Fund B ka chunav karenge? Dekho, Fund A ka SIP return stability aur consistency Fund B se better hai. Fund A ki average SIP return per year 16.36% hai, while Fund B ki average SIP return per year 6.96% hai. Chaliye, Fund A hai better option for a monthly SIP for 10+ years.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke liye hum Fund A aur Fund B ka comparison karenge. Fund A ki riskometer Very High hai, jabki Fund B ki riskometer Low hai. Volatility of Fund A 13.7 hai, while Fund B ki volatility 0.11 hai. Sharpe ratio of Fund A 0.72 hai, while Fund B ki Sharpe ratio 4.18 hai. Expense ratio of Fund A 0.72% hai, while Fund B ki expense ratio 0.12% hai. Fund B ki better risk-adjusted returns lekin Fund A ki consistency aur return stability se bhi.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye hum Fund A aur Fund B ka comparison karenge. Fund A ki asset allocation Equity 81.12%, T-Bills 2.35%, Forgn. Eq 2.19%, Debenture 1.92%, CD 1.05%, REITs 0.94%, Call Option -0.03%, aur Futures -0.16% hai. Fund B ki asset allocation T-Bills 65.00%, CD 20.00%, CP 10.00%, aur Cash 5.00% hai. Fund A ki asset allocation Fund B se diversified hai. Fund A ki top holdings concentration HDFC Bank Ltd. 6.59%, Reliance Industries Ltd. 5.35%, aur Biocon Ltd. 3.04% hai. Fund A ki sector risk Fund B se kam hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Canara Robeco Liquid Fund
₹868530.05
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ki 5Y return 18.26% hai, jabki Fund B ki 5Y return 6.13% hai. Fund A hai long run me better returns wala fund.
Q2: Is the higher risk fund worth it?
Fund A ki volatility 13.7 hai, jabki Fund B ki volatility 0.11 hai. Lekin, Fund A ki Sharpe ratio 0.72 hai, jabki Fund B ki Sharpe ratio 4.18 hai. Dekho, Fund A ki better risk-adjusted returns hai.
Q3: Which fund is more cost-effective?
Fund A ki expense ratio 0.72% hai, jabki Fund B ki expense ratio 0.12% hai. Fund B hai cost-effective fund.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price