SBI Contra Fund vs Baroda BNP Paribas Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
14.62%
Aaj hum do funds ki tarahhal karne ja rahe hain. Fund A, SBI Contra Fund, ek Multi Cap fund hai, jabki Fund B, Baroda BNP Paribas Large Cap Fund, ek Large Cap fund hai. Is article mein aapko pata chalega ki dono funds ka performance kaisa hai aur kis fund mein aapko invest karna chahiye.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BBaroda BNP Paribas Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Baroda BNP Paribas |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 408.51 | 251.36 |
| AUM (₹ Cr) | 4.74 Lac Cr | 2.15 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 13.08 |
| Sharpe Ratio | 0.72 | 0.62 |
| 1 Year Return (%) | -1.21% | -0.15% |
| 3 Year Return (%) | 16.36% | 14.62% |
| 5 Year Return (%) | 18.26% | 11.06% |
| Since Launch (%) | 15.48% | 13.34% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 14 March 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Sanjay Chawla (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 130% | 34% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki Fund A ka 3-year return 16.36% hai, jabki Fund B ka 3-year return 14.62% hai. Lekin expense ratio ke liye Fund B bahut achha hai, jiska expense ratio 0.52% hai. Riskometer ke liye bhi dono funds very high hai, lekin volatility ke liye Fund A thoda zyada hai. Haan, isliye humko lagta hai ki Fund A long-term mein aapko better returns de sakta hai.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Baroda BNP Paribas Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.62%
- AUM: 2.15 Lac Cr
- Sharpe Ratio: 0.62
📈 SIP Suitability
SIP ke liye aapko ek fund chunna hai jo aapko long-term mein stable returns de sakta hai. Fund A ka 5-year return 18.26% hai, jabki Fund B ka 5-year return 11.06% hai. Dekho, Fund A ka return Fund B se bahut zyada hai, lekin iske expense ratio bhi bahut high hai. Chaliye, hum SIP ke liye Fund A ko better fund maante hain.
⚠️ Risk & Cost Analysis
Riskometer ke liye dono funds very high hai, lekin volatility ke liye Fund A thoda zyada hai. Sharpe ratio ke liye Fund A 0.72 hai, jabki Fund B ka Sharpe ratio 0.62 hai. Expense ratio ke liye Fund B bahut achha hai, jiska expense ratio 0.52% hai. Haan, isliye humko lagta hai ki Fund B better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation ke liye Fund A ka equity 81.12% hai, jabki Fund B ka equity 96.00% hai. Dekho, Fund B ka asset allocation Fund A se bahut zyada concentrated hai. Top holdings concentration ke liye bhi Fund B bahut zyada hai. Haan, isliye humko lagta hai ki Fund A portfolio diversification ke liye better hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Baroda BNP Paribas Large Cap Fund
₹1361101.96
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Ans. Fund A ka 5-year return 18.26% hai, jabki Fund B ka 5-year return 11.06% hai. Haan, isliye Fund A aapko better returns de sakta hai.
Q2: Is the higher risk fund worth it?
Ans. Haan, Fund A ka volatility thoda zyada hai, lekin Sharpe ratio bhi thoda zyada hai. Dekho, Fund A ka risk-adjusted returns Fund B se zyada hai.
Q3: Which fund is more cost-effective?
Ans. Haan, Fund B ka expense ratio 0.52% hai, jabki Fund A ka expense ratio 0.72% hai. Dekho, Fund B aapko cost-effective option deta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price