SBI Contra Fund vs Axis ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
11.66%
Dekho, aap dono fundon ki comparison karne ja rahe hain. Fund A, SBI Contra Fund Direct Plan Growth hai, jo Multi Cap category mein aata hai. Fund B, Axis ELSS Tax Saver Fund Direct Plan Growth hai, jo ELSS category mein aata hai. Aaj humein yeh pata lagana hai ki dono fundon mein kya achha hai aur kya nahi.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BAxis ELSS Tax Saver Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Axis Mutual Fund |
| Category | Multi Cap | ELSS |
| NAV (₹) | 408.51 | 104.77 |
| AUM (₹ Cr) | 4.74 Lac Cr | 3.16 Lac Cr |
| Expense Ratio (%) | 0.72% | 1.66% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 13.4 |
| Sharpe Ratio | 0.72 | 0.39 |
| 1 Year Return (%) | -1.21% | -2.52% |
| 3 Year Return (%) | 16.36% | 11.66% |
| 5 Year Return (%) | 18.26% | 8.43% |
| Since Launch (%) | 15.48% | 15.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Ashish Naik; Shreyash Devalkar (2.8 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | ICICI Bank Ltd. (7.04%), HDFC Bank Ltd. (5.64%), Bharti Airtel Ltd. (4.32%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 97.56% |
| Portfolio Turnover | 130% | 14% |
🤖 AI Verdict – Which is Better?
Chaliye, hum aapko batate hain ki Fund B, Axis ELSS Tax Saver Fund, long-term wealth creation ke liye better hai. Iska sabse bada karan 3Y return hai, jo 16.36% hai. Expense ratio bhi kam hai, 1.66%. Riskometer bhi Very High hai, lekin Sharpe ratio 0.39 hai, jo kam hai. Haan, Fund A, SBI Contra Fund, bhi achha fund hai, lekin Fund B ke liye long-term wealth creation ke liye better hai.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Axis ELSS Tax Saver Fund?
- Expense ratio: 1.66%
- 3Y return: 11.66%
- AUM: 3.16 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Monthly SIP ke liye, dono fundon ka analysis karein. Fund A ka 1Y return -1.21% hai, jabki Fund B ka 1Y return -2.52% hai. Lekin, 3Y return mein Fund B ka 11.66% hai, jo Fund A ke 16.36% se kam hai. Haan, Fund A ka expense ratio 0.72% hai, jo Fund B ke 1.66% se kam hai. Sach ye hai, dono fundon ka riskometer Very High hai, lekin Fund B ka Sharpe ratio kam hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke liye dono fundon ka comparison karein. Fund A ka riskometer Very High hai, lekin Sharpe ratio 0.72 hai. Volatility 13.7 hai. Expense ratio bhi kam hai, 0.72%. Fund B ka riskometer bhi Very High hai, lekin Sharpe ratio 0.39 hai. Volatility 13.4 hai. Expense ratio 1.66% hai. Haan, Fund A ka expense ratio Fund B ke 1.66% se kam hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye dono fundon ka comparison karein. Fund A ka asset allocation Equity, T-Bills, Forgn. Eq, Debenture, CD, REITs, Call Option, aur Futures mein hai. Top 3 holdings HDFC Bank Ltd., Reliance Industries Ltd., aur Biocon Ltd. hai. Fund B ka asset allocation bhi Equity mein hai, lekin T-Bills aur Forgn. Eq ka share kam hai. Top 3 holdings ICICI Bank Ltd., HDFC Bank Ltd., aur Bharti Airtel Ltd. hai. Haan, Fund A ka asset allocation Fund B ke liye kam diversified hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Axis ELSS Tax Saver Fund
₹1138461.04
@11.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Chaliye, Fund A ka 5Y return 18.26% hai, jo Fund B ke 8.43% se jyada hai. Haan, Fund B ka 3Y return 16.36% hai, jo Fund A ke 16.36% se kam hai. Sach ye hai, Fund A long-term mein better returns de sakta hai.
Q2: Is the higher risk fund worth it?
Chaliye, Fund A ka riskometer Very High hai, lekin Sharpe ratio 0.72 hai. Volatility 13.7 hai. Fund B ka riskometer bhi Very High hai, lekin Sharpe ratio 0.39 hai. Volatility 13.4 hai. Haan, Fund A ka Sharpe ratio Fund B ke 0.39 se jyada hai. Sach ye hai, Fund A ka jyada risk hai, lekin jyada return bhi de sakta hai.
Q3: Which fund is more cost-effective?
Chaliye, Fund A ka expense ratio 0.72% hai, jo Fund B ke 1.66% se kam hai. Haan, Fund A ka expense ratio Fund B ke 1.66% se kam hai, lekin Fund A ka AUM 47352.17 Cr hai, jo Fund B ke 31566.11 Cr se jyada hai. Sach ye hai, Fund A cost-effective hai, lekin Fund B ka AUM kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price