SBI Contra Fund vs Angel One Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
6.76%
Dekho, investors sabhi! Aaj hum aapko do mutual funds ke beech mukhtalifata ke baare mein batayenge. Fund A, SBI Contra Fund hai jo Multi Cap category mein aata hai. Iske aage, Fund B, Angel One Mutual Fund Liquid Fund hai jo Liquid Fund category mein aata hai. Aaj hum aapko donon funds ke 1Y, 3Y aur 5Y returns, expense ratio aur riskometer ke baare mein jankari dega.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BAngel One Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Angel One Mutual Fund |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 408.51 | 2132.04 |
| AUM (₹ Cr) | 4.74 Lac Cr | 4.67 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 13.7 | 0.11 |
| Sharpe Ratio | 0.72 | 2.36 |
| 1 Year Return (%) | -1.21% | 6.03% |
| 3 Year Return (%) | 16.36% | 6.76% |
| 5 Year Return (%) | 18.26% | 5.95% |
| Since Launch (%) | 15.48% | 6.23% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 13 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | N/A |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 130% | 221% |
🤖 AI Verdict – Which is Better?
Haan, aaj hum aapko Fund A aur Fund B ke beech mukhtalifata ke baare mein batayenge. Dekho, Fund A ka 3Y return 16.36% hai, lekin expense ratio 0.72% hai. Iske aage, Fund B ka 3Y return 6.76% hai, lekin expense ratio 0.12% hai. Sach ye hai, Fund A ka 5Y return bhi 18.26% hai, jiska 3Y return bhi bahut achha hai. Isliye, humke paas lagta hai ki Fund A long-term mein aapke liye behtar fund hai.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
📈 SIP Suitability
Chaliye, aaj hum aapko SIP Suitability ke baare mein batayenge. Dekho, Fund A ka consistency aur return stability bahut achha hai. Iske aage, Fund B ka return stability thoda kam hai. Isliye, humke paas lagta hai ki Fund A apne 10+ saal ke SIP ke liye behtar fund hai.
⚠️ Risk & Cost Analysis
Lekin, aaj hum aapko Fund A aur Fund B ke Riskometer, Volatility, Sharpe ratio, expense ratio ke baare mein batayenge. Dekho, Fund A ka Riskometer Very High hai, Volatility 13.7 hai, Sharpe ratio 0.72 hai aur expense ratio 0.72% hai. Iske aage, Fund B ka Riskometer Low hai, Volatility 0.11 hai, Sharpe ratio 2.36 hai aur expense ratio 0.12% hai. Sach ye hai, Fund B ka Sharpe ratio Fund A ke sharpe ratio ki tulna mein bahut achha hai. Isliye, Fund B apne risk-adjusted returns ke liye behtar fund hai.
📊 Portfolio Diversification
Chaliye, aaj hum aapko Fund A aur Fund B ke Portfolio Diversification ke baare mein batayenge. Dekho, Fund A ka asset allocation bahut achha hai. Isme HDFC Bank Ltd. 6.59%, Reliance Industries Ltd. 5.35% aur Biocon Ltd. 3.04% share hain. Iske aage, Fund B ka asset allocation Liquid Fund category ke liye achha hai. Isme State Bank of India CD 8.5%, HDFC Bank CD 7.2% aur Reliance Industries T-Bills 6.8% share hain. Isliye, Fund A apne portfolio diversification ke liye behtar fund hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 18.26% hai, jo Fund B ka 5Y return 5.95% se bahut accha hai. Isliye, Fund A long-run mein aapke liye behtar fund hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka Sharpe ratio 0.72 hai, jo Fund B ka Sharpe ratio 2.36 se kam hai. Isliye, Fund A ka risk-adjusted returns Fund B ke sharpe ratio ke liye behtar hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.12% hai, jo Fund A ka expense ratio 0.72% se kam hai. Isliye, Fund B apne expense ratio ke liye behtar fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price