SBI Contra Fund vs Angel One Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
14.7%
Today, we are comparing two popular funds - SBI Contra Fund and Angel One Mutual Fund Large Cap Fund. Dekho, both funds are categorized as high-risk investments. Chaliye, let's analyze these funds and see which one is better for long-term wealth creation. Haan, we will compare their returns, risk, and expense ratio to make an informed decision.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BAngel One Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Angel One Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 408.51 | 497.22 |
| AUM (₹ Cr) | 4.74 Lac Cr | 2.58 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.7 | 11.57 |
| Sharpe Ratio | 0.72 | 0.71 |
| 1 Year Return (%) | -1.21% | -4.02% |
| 3 Year Return (%) | 16.36% | 14.7% |
| 5 Year Return (%) | 18.26% | 12.03% |
| Since Launch (%) | 15.48% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 130% | 19% |
🤖 AI Verdict – Which is Better?
For long-term wealth creation, we consider the 3Y return, expense ratio, and riskometer. Fund A, SBI Contra Fund, has a 3Y return of 16.36% and a low expense ratio of 0.72%. Lekin, its riskometer is 'Very High'. On the other hand, Fund B, Angel One Mutual Fund Large Cap Fund, has a 3Y return of 14.7% and a higher expense ratio of 0.52%. Sach ye hai, while both funds are high-risk, Fund A is more suitable for long-term investors. Chaliye, let's explore more.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Angel One Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.58 Lac Cr
- Sharpe Ratio: 0.71
📈 SIP Suitability
For monthly SIP investments, we look for consistency and return stability. Fund A, SBI Contra Fund, has a 1Y return of -1.21% and a 3Y return of 16.36%. Fund B, Angel One Mutual Fund Large Cap Fund, has a 1Y return of -4.02% and a 3Y return of 14.7%. Dekho, Fund A is more consistent in its returns and is suitable for a monthly SIP for 10+ years.
⚠️ Risk & Cost Analysis
We compare the riskometer, volatility, Sharpe ratio, and expense ratio of both funds. Fund A, SBI Contra Fund, has a riskometer of 'Very High', a volatility of 13.7, and a Sharpe ratio of 0.72. Fund B, Angel One Mutual Fund Large Cap Fund, has a riskometer of 'Very High', a volatility of 11.57, and a Sharpe ratio of 0.71. Lekin, Fund B has a higher expense ratio of 0.52%. Sach ye hai, Fund A offers better risk-adjusted returns.
📊 Portfolio Diversification
We compare the asset allocation and top holdings concentration of both funds. Fund A, SBI Contra Fund, has an asset allocation of 81.12% in Equity, 2.35% in T-Bills, and 2.19% in Forgn. Eq. Fund B, Angel One Mutual Fund Large Cap Fund, has an asset allocation of 96.00% in Equity and 4.00% in T-Bills. Dekho, Fund A is more diversified in its asset allocation. Chaliye, let's see its top holdings.
⚠️ Risk & Cost Analysis
Fund A, SBI Contra Fund, has top holdings in HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), and Biocon Ltd. (3.04%). Fund B, Angel One Mutual Fund Large Cap Fund, has top holdings in HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), and Reliance Industries Ltd. (6.9%). Sach ye hai, while both funds have HDFC Bank Ltd. in their top holdings, Fund A is more diversified in its top holdings.
Q1: Which fund gives better returns in the long run?
Based on 5Y/3Y returns, Fund A, SBI Contra Fund, has a 5Y return of 18.26% and a 3Y return of 16.36%, while Fund B, Angel One Mutual Fund Large Cap Fund, has a 5Y return of 12.03% and a 3Y return of 14.7%. Dekho, Fund A gives better returns in the long run.
Q2: Is the higher risk fund worth it?
Based on volatility and Sharpe ratio, Fund A, SBI Contra Fund, has a higher volatility of 13.7 and a Sharpe ratio of 0.72. Lekin, its 5Y return is also higher at 18.26%. Dekho, while Fund A is a higher-risk fund, its returns justify the risk.
Q3: Which fund is more cost-effective?
Fund A, SBI Contra Fund, has an expense ratio of 0.72%, while Fund B, Angel One Mutual Fund Large Cap Fund, has an expense ratio of 0.52%. Lekin, Fund A's 5Y return is higher at 18.26%. Dekho, while Fund B is slightly more cost-effective, Fund A's returns make it a better choice.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Angel One Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price