SBI Contra Fund vs Angel One Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
16.36%
3Y Return
12.3%
Aaj hum do mutual funds ke beech ki comparison karenge - SBI Contra Fund aur Angel One Mutual Fund Balanced Advantage Fund. Sabse pehle, category dekhna important hai. SBI Contra Fund Multi Cap category mein hai, jabki Angel One Mutual Fund Balanced Advantage Fund Balanced Hybrid category mein. Aapko yeh jaanne ke liye aapka sahyog chahiye ki kis fund mein aap investment karna chahte hain.
| Parameter | ASBI Contra Fund - Direct Plan - Growth | BAngel One Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Angel One Mutual Fund |
| Category | Multi Cap | Balanced Hybrid |
| NAV (₹) | 408.51 | 16.39 |
| AUM (₹ Cr) | 4.74 Lac Cr | 1.56 Lac Cr |
| Expense Ratio (%) | 0.72% | 0.78% |
| Riskometer | Very High | Moderately High |
| Volatility | 13.7 | 8.79 |
| Sharpe Ratio | 0.72 | 0.66 |
| 1 Year Return (%) | -1.21% | 3.08% |
| 3 Year Return (%) | 16.36% | 12.3% |
| 5 Year Return (%) | 18.26% | 7.51% |
| Since Launch (%) | 15.48% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 130% | 127% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki long-term wealth creation ke liye Fund A - SBI Contra Fund hi better hai. Iska 3Y return 16.36% hai, jo ki bahut hi achha hai. Lekin expense ratio bhi bahut hi kam hai 0.72%. Yeh sabhi factors iske 5Y return 18.26% ke liye responsible hain. Fund B - Angel One Mutual Fund Balanced Advantage Fund Moderately High Riskometer par hai, lekin yeh Fund A ke 3Y return se kam hai. Isliye, hum Fund A ko better fund ke roop mein dekhte hain.
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
Why consider Angel One Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.56 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
Jab hum SIP ke liye fund chunne ke liye sochte hain, to consistency aur return stability ka dhyan rakhna chahiye. Fund A ka 3Y return 16.36% hai aur 1Y return -1.21% hai. Yeh 1Y mein negative return hai, lekin 3Y mein bahut hi achha return hai. Fund B ka 3Y return 12.3% hai, lekin 1Y return 3.08% hai. Yeh Fund A ke 3Y return se kam hai. Isliye, Fund A SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke beech ka comparison karna chahiye. Fund A ka Riskometer Very High hai, lekin Sharpe ratio 0.72 hai, jo ki bahut hi achha hai. Fund B ka Riskometer Moderately High hai aur Sharpe ratio 0.66 hai. Yeh Fund A ke Sharpe ratio se kam hai. Isliye, Fund A better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka comparison karna chahiye. Fund A ka asset allocation Equity mein 81.12% hai, jabki Fund B ka asset allocation Equity mein 65.00% hai. Isliye, Fund A ki portfolio adhik diversified hai. Top holdings concentration ke liye dekha jaye to Fund A ka HDFC Bank Ltd. aur Reliance Industries Ltd. dono mein 10% se zyada hai, jabki Fund B ka HDFC Bank Ltd. aur ICICI Bank Ltd. mein 7% se zyada hai. Isliye, Fund A ki portfolio mein sector risk adhik hai.
SIP Calculator – Compare Growth Potential
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
Angel One Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A - SBI Contra Fund better returns deta hai. Iska 5Y return 18.26% hai, jo ki Fund B - Angel One Mutual Fund Balanced Advantage Fund ke 7.51% se adhik hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A - SBI Contra Fund higher risk hai, lekin Sharpe ratio 0.72 hai, jo ki Fund B ke 0.66 se adhik hai. Yeh fund ke liye risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
Fund A - SBI Contra Fund expense ratio 0.72% hai, jo ki Fund B - Angel One Mutual Fund Balanced Advantage Fund ke 0.78% se kam hai. Isliye, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price